613 Serrano Ln, Chula Vista, CA 91910 Property Records

San Diego County property record for 613 Serrano Ln, Chula Vista, CA 91910

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,756 sqft · built 1997
Lot Size0.142 acres (6,198 sqft)
OwnerCompany Name on Record
Last Sale$695,000 (May 2004)
Tax Bill$11,991 (2025)
Deeds & MortgagesJul 2018 Mortgage
Jun 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN593-371-15-00

Property Details

APN / Parcel Number

Primary APN593-371-15-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,756 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area6,198 sqft (0.142 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address613 SERRANO LN
CityCHULA VISTA
StateCA
Zip91910-8032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC1RS
Legal DescriptionLOT 54 TR 012718
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract012718
Legal Block2
Legal Lot Number54
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract13421

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address613 SERRANO LN, CHULA VISTA, CA 91910-8032
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Aug 14, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 14, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2004 · Amount on Record
Deed SaleMay 19, 2004 · Amount on Record
Prior SaleMay 14, 2002 · Amount on Record
Deed Document Number2004460639
Last Transfer DateAug 6, 2019
Transfer Doc0000342715
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address613 SERRANO LN, CHULA VISTA, CA 91910-8032
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000297929
DateJul 20, 2018
Instrument2018-0297929
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address613 SERRANO LN, CHULA VISTA, CA 91910-8032
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000246700
DateJun 24, 2019
Instrument2019-0246700
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueJul 1, 2048

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address613 SERRANO LN, CHULA VISTA, CA 91910-8032
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000457510
DateAug 14, 2020
Instrument2020-0457510
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 14, 2019
Property Address613 SERRANO LN, CHULA VISTA, CA 91910-8032
Document Number0000342715
Map ReferenceMAP 12718
Instrument DateAug 6, 2019
Instrument2019-0342715
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address613 SERRANO LN, CHULA VISTA, CA 91910-8032

Mortgage

Document Number0000342716
DateAug 14, 2019
Instrument2019-0342716
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 14, 2019
Property Address613 SERRANO LN, CHULA VISTA, CA 91910-8032
Document Number0000342717
Instrument DateAug 6, 2019
Instrument342717
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address613 SERRANO LN CHULA VISTA CA 919108032, CHULA VISTA, CA 91910-8032

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address613 SERRANO LN, CHULA VISTA, CA 91910-8032
Document Number0000428351
Instrument DateSep 11, 2017
Transaction TypeMortgage
Record UpdatedSep 22, 2017
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address613 SERRANO LN CHULA VISTA CA 919108032, CHULA VISTA, CA 91910-8032

Mortgage

Document Number0000428351
DateSep 19, 2017
Instrument428351
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 18, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,007,852 (+2%) Land $297,629 Building $710,223
2025$11,991.00 (+5.49%) Homeowner's exemption$988,092 (+4.04%) Land $291,794 Building $696,298
2023$11,367.00 (+2.93%) Homeowner's exemption$949,725 Land $280,464 Building $669,261
2022$11,043.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 500
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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