613 School St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 613 School St, Lowell, MA 01851

Property Summary

Property TypeApartments (5+ Units)
Details5 bd · 5 ba · 4,536 sqft · built 1890
Lot Size0.27 acres (11,761 sqft)
OwnerCompany Name on File
Last Sale$965,000 (Oct 2025)
Tax Bill$11,289 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS13950

Property Details

APN / Parcel Number

Primary APNS13950
Alternative APNs
  • LOWE M:122 B:5240 L:613
  • M:000122 T:S13950

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms16 Rooms
Units5 Units
Stories3 Stories
Building Area4,536 sqft Living Area
Gross Area6,631 sqft
1st Floor Area1,608 sqft
Basement Area1,608 sqft
Unfinished Basement1,608 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialWood Siding
Roof TypeMansard
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberS13950
Street Address613 SCHOOL ST
CityLOWELL
StateMA
Zip01851-2655
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeTTF
Legal Block5240
Legal Lot Number613
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group4
Census Block4000
Census Tract311700

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address81 DUNSTER LN, WINCHESTER, MA 01890-3652
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Quit Claim Deed, Transfer
JEANNE D ARC CU
Nov 16, 2021Quit Claim Deed, Transfer · Commercial Mortgage
NEWBURYPORT FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2025 · Amount on File
Deed SaleOct 17, 2025 · Amount on File
Prior SaleNov 16, 2021 · Amount on File
Deed Document Number202533271
Deed Book / Page39599 / 87
Record UpdatedOct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateOct 17, 2025
Property Address613 SCHOOL ST, LOWELL, MA 01851-2655
Document Number0039599-87
Book / Page39599 / 87
Instrument DateOct 17, 2025
Instrument33271
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 DUNSTER LN, WINCHESTER, MA 01890-3652

Mortgage

Document Number0039599-92
DateOct 17, 2025
Book Page39599/92
Instrument33272
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
AmountAmount on Record
Term181 Months
DueNov 1, 2040

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 16, 2021
Property Address613 SCHOOL ST, LOWELL, MA 01851-2655
Document Number0036512-25
Book / Page36512 / 25
Instrument DateNov 15, 2021
Instrument66634
Transaction TypeTransfer
Record UpdatedJan 25, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 VICTORY RD, QUINCY, MA 02171-3139

Mortgage

Document Number0000066635
DateNov 16, 2021
Instrument66635
Lender
NameNEWBURYPORT FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$11,289.00 (+15.67%)$994,600 (+16.98%) Land $172,600 Building $822,000
2025$9,760.00 (+0.67%)$850,200 (+4.45%) Land $152,200 Building $698,000
2024$9,695.00 (-1.86%)$814,000 (+2.34%) Land $142,300 Building $671,700
2023$9,879.00$795,400 Land $123,700 Building $671,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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