Monroe County property record for 613 S Library St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1956 |
| Square Footage | 1,338 sqft Living Area |
| Lot Size | 14,289 sqft (0.33 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
Source: Monroe County records · APN 07-25-449-004-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 613 S LIBRARY ST, WATERLOO, IL 62298-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 613 S LIBRARY ST, WATERLOO, IL 62298-1438 |
| Document Number | 0000394045 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2018 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 613 S LIBRARY ST WATERLOO IL 622981438, WATERLOO, IL 62298-1438 |
| Document Number | 0000394045 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 394045 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 25, 2033 |
| Rate | 3.37% |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,640 (+29.93%) Land $16,930 Building $52,710 | $208,920 (+29.93%) Land $50,790 Building $158,130 | |
| 2022 | Disabled Person's exemption Veteran's exemption Additional exemption filed | $53,600 Land $15,530 Building $38,070 | $160,800 Land $46,590 Building $114,210 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-25-449-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,338 sqft Living Area |
| 1st Floor | 1,338 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 14,289 sqft (0.33 acres) |
| Depth X Width | 280 ft x 50 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 195 sqft Driveway |
| Garage Type | Carport Garage |
| Carport | Carport |
| Patio Area | 288 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 613 S LIBRARY ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1438 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TAX LOT 43CB |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Lot Number | 43 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 18 |
| Census Blockgroup | 4 |
| Census Block | 4010 |
| Census Tract | 600501 |
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