613 S Emerald Dr, McHenry, IL 60051 Property Records

McHenry County property record for 613 S Emerald Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,240 sqft · built 1930
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Owner Names on Record
Last Sale	$252,000 (Jan 2002)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01-326-007`

Property Details

APN / Parcel Number

Primary APN	`14-01-326-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,240 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	718 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	613 S EMERALD DR
City	MCHENRY
State	IL
Zip	60051-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2002R0070509 LT 7 HICKORY GRANGE SUB
Legal Range	08E
Legal Township	44N
Legal Section	01
Legal Subdivision	HICKORY GRANGE
Legal Block	326
Legal Lot Number	7
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1037
Census Tract	870811

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	613 S EMERALD DR, MCHENRY, IL 60051-9420

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 19, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 4, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2002 · Amount on Record
Deed Sale	Jan 7, 2002 · Amount on Record
Prior Sale	Jan 7, 2002 · Amount on Record
Deed Document Number	0000002213
Last Transfer Date	Aug 13, 2002
Transfer Doc	0000070509
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	613 S EMERALD DR, MCHENRY, IL 60051-9420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003195
Date	Jan 19, 2021
Instrument	2021R0003195

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	613 S EMERALD DR, MCHENRY, IL 60051-9420
Document Number	0000005067
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	613 S EMERALD DR MCHENRY IL 600519420, MCHENRY, IL 60051-9420

Mortgage

Document Number	0000005067
Date	Feb 26, 2019
Instrument	5067

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	613 S EMERALD DR, MCHENRY, IL 60051-9420
Document Number	0000016723
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	613 S EMERALD DR MCHENRY IL 600519420, MCHENRY, IL 60051-9420

Mortgage

Document Number	0000016723
Date	May 10, 2017
Instrument	16723

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$133,424 Land $41,184 Building $92,240	$400,272 Land $123,552 Building $276,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	53 (1978–2026)
Claims Outside the SFHA	4 of 53
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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