Talbot County property record for 613 Radcliff Ave, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,784 sqft · built 1960 |
| Lot Size | 0.337 acres (14,676 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Jul 2008) |
| Tax Bill | $2,123 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-070650 |
| Primary APN | 02-070650 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,784 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,676 sqft (0.337 acres) |
| Lot Dimensions | 115 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 432 sqft |
| Deck Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 070650 |
|---|---|
| Street Address | 613 RADCLIFF AVE |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14,676 SQ FT E/S RADCLIFFE AVE BENTLEY HAY, P 80/30 |
| Legal Subdivision | BENTLEY MANOR |
| Legal Lot Number | 14 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 960700 |
Source: Talbot County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 613 RADCLIFF AVE, SAINT MICHAELS, MD 21663-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 9, 2026 | Intrafamily Transfer, Transfer |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2008 · Amount on Record |
| Deed Sale | Jul 14, 2008 · Amount on Record |
| Prior Sale | Apr 23, 2003 |
| Deed Document Number | 200880910 |
| Deed Book / Page | 1633 / 88 |
| Last Transfer Date | Mar 5, 2026 |
| Transfer Doc | 0032490289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Mar 9, 2026 |
| Property Address | 613 RADCLIFF AVE, ST MICHAELS, MD 21663-2921 |
| Document Number | 0032490289 |
| Book / Page | 3249 / 289 |
| Map Reference | MB 80 FO 30 |
| Instrument Date | Mar 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 613 RADCLIFF AVE, SAINT MICHAELS, MD 21663-2921 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 613 RADCLIFF AVE, ST MICHAELS, MD 21663-2921 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | VENTURE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0026830001 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 2683/1 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2035 |
Source: Talbot County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,967 (+6.71%) | $359,100 (+20.14%) Land $178,000 Building $181,100 | |
| 2025 | $2,123.00 (+6.31%) Homeowner's exemption | $298,900 (+8.52%) Land $123,200 Building $175,700 | $298,900 (-) Land $123,200 Building $175,700 |
| 2023 | $1,997.00 Homeowner's exemption | $275,433 | $298,900 Land $123,200 Building $175,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured incl. 8 condo units |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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