613 Powell Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 613 Powell Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,456 sqft · built 1953
Lot Size	0.103 acres (4,499 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jan 2020)
Tax Bill	$1,830 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-7086-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-7086-8`
Alternative APNs	`06-1S-22-2100-0009-0070` `22S106210000090070`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	4,499 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	613 POWELL DR
City	NICEVILLE
State	FL
Zip	32578-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POWELL S/D NICEVILLE LOT 7 BLK 9 EXC E5 FT
Legal Range	22W
Legal Township	01S
Legal Section	06
Legal Subdivision	POWELL S/D
Legal Block	9
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1036
Census Tract	21101

Owner

Source: Okaloosa County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	613 POWELL DR, NICEVILLE, FL 32578-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jul 13, 2017	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Prior Sale	Jul 13, 2017 · Amount on Record
Deed Document Number	20203333956
Deed Book / Page	3441 / 1994
Prior Transfer Date	Apr 11, 2005
Prior Transfer Doc	0028751496
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 30, 2020
Property Address	613 POWELL DR, NICEVILLE, FL 32578-2038
Document Number	0034411994
Book / Page	003441 / 001994
Instrument Date	Jan 23, 2020
Instrument	3333956
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	LIGHTHOUSE LAND TITLE COMPANY, LIGHTHOUSE LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 POWELL DR NICEVILLE FL 325782038, NICEVILLE, FL 32578-2038

Mortgage

Document Number	34411995
Date	Jan 30, 2020
Book Page	003441/001995
Instrument	3333957

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 13, 2017
Property Address	613 POWELL DR, NICEVILLE, FL 32578-2038
Document Number	0033081223
Book / Page	3308 / 1223
Map Reference	MB1 PG96
Instrument Date	Jul 7, 2017
Instrument	3147098
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	613 POWELL DR, 613, NICEVILLE, FL 32578-2038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PSC 1 BOX 2247, APO, AE 09009-0023

Mortgage

Document Number	0003147099
Date	Jul 13, 2017
Instrument	3147099

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,830.00 (+10.37%) Homeowner's exemption	$173,998 (+5.99%)	$217,526 (+4.81%) Land $37,386 Building $180,140
2023	$1,658.00 (+5.2%) Homeowner's exemption	$164,169 (+3%)	$207,547 (+6.36%) Land $31,556 Building $175,991
2022	$1,576.00 Homeowner's exemption	$159,387	$195,144 Land $30,054 Building $165,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Spectrum.

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