Bell County property record for 613 N 27th St, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 725 sqft · built 1947 |
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (Oct 2021) |
| Tax Bill | $879 (2025) |
| Deeds & Mortgages | Nov 2021 Construction Loan Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-23-14-004.00 |
| Primary APN | 069-23-14-004.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 725 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Account Number | 4803 |
|---|---|
| Street Address | 613 N 27TH ST |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE 503 (PART LOTS 9-10-11) |
| Legal Lot Number | 9-10 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 960700 |
613 N 27th St is owned by two individuals who bought it in October 2021.
Source: Bell County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 1012 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2242 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Construction Mortgage HEARTHSIDE BANK CORP |
| Jul 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL BANK CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on File |
| Deed Sale | Oct 29, 2021 · Amount on File |
| Deed Document Number | 0000393727 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL KY |
| Property Address | 613 N 27TH ST, MIDDLESBORO, KY 40965-2118 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M377/178 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | M377/178 |
| Instrument | 189178 |
| Name | HEARTHSIDE BANK CORP |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 305 Months |
| Due | Apr 29, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL KY |
| Property Address | 613 N 27TH ST, MIDDLESBORO, KY 40965-2118 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M344/605 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | M344/605 |
| Instrument | 172147 |
| Name | HOME FEDERAL BANK CORP |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 613 N 27th St was $879.
Source: Bell County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $879.00 | $82,000 Land $82,000 | $82,000 Land $82,000 |
| 2023 | $858.00 | $82,000 | $82,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 613 N 27th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 14 (1999–2011) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | Jun 2011 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 613 N 27th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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