613 Marsh Rd, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 613 Marsh Rd, Charlotte, NC 28209

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,382 sqft · built 1946
Lot Size	0.216 acres (9,419 sqft)
Owner	Individual Name on File
Last Sale	$2,366,500 (Oct 2025)
Tax Bill	$5,163 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`147-073-02`

Property Details

APN / Parcel Number

Primary APN	`147-073-02`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,382 sqft Heated Area
Gross Area	1,422 sqft
1st Floor Area	927 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,419 sqft (0.216 acres)
Garage Area	345 sqft
Porch	Porch
Porch Area	150 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	613 MARSH RD
City	CHARLOTTE
State	NC
Zip	28209-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L14 B6 M6-154
Legal Subdivision	SEDGEFIELD
Legal Block	6
Legal Lot Number	14
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1012
Census Tract	3302

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	613 MARSH RD, CHARLOTTE, NC 28209-1848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Oct 9, 2025	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
May 6, 2024	Warranty Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC SERIES 75141
Mar 6, 2023	Intrafamily Transfer, Transfer
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	May 6, 2024 · Amount on Record
Deed Document Number	2025103376
Deed Book / Page	39919 / 845
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	613 MARSH RD, CHARLOTTE, NC 28209-1848
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120729
Date	Nov 24, 2025
Book Page	40025/889
Instrument	2025120729

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 9, 2025
Property Address	613 MARSH RD, CHARLOTTE, NC 28209-1848
Document Number	0000103376
Book / Page	39919 / 845
Map Reference	MB 6 PG 154
Instrument Date	Oct 8, 2025
Instrument	2025103376
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,733.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4412 PARK RD, CHARLOTTE, NC 28209-3130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 MARSH RD, CHARLOTTE, NC 28209-1848

Mortgage

Document Number	0000103377
Date	Oct 9, 2025
Instrument	2025103377

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

May 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 6, 2024
Property Address	613 MARSH RD, CHARLOTTE, NC 28209-1848
Document Number	0000041168
Book / Page	38799 / 960
Map Reference	MB 6 PG 154
Instrument Date	May 6, 2024
Instrument	2024041168
Transaction Type	Construction Loan
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 MCDONALD AVE, CHARLOTTE, NC 28203-5319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 PARK RD, CHARLOTTE, NC 28209-3130

Mortgage

Document Number	0000041169
Date	May 6, 2024
Instrument	2024041169

Lender

Name	LOAN FUNDER LLC SERIES 75141

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Nov 6, 2025

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 6, 2023
Property Address	613 MARSH RD, CHARLOTTE, NC 28209-1848
Document Number	0000019219
Book / Page	37972 / 382
Map Reference	MB 6 PG 154
Instrument Date	Mar 3, 2023
Instrument	2023019219
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 MCDONALD AVE, CHARLOTTE, NC 28203-5319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MCDONALD AVE, CHARLOTTE, NC 28203-5319

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 18, 2021
Property Address	613 MARSH RD, CHARLOTTE, NC 28209-1848
Document Number	0000031648
Book / Page	35689 / 500
Map Reference	MB 6 PG 154
Instrument Date	Feb 12, 2021
Instrument	2021031648
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 PADDOCK CIR, CHARLOTTE, NC 28209-2450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MCDONALD AVE, CHARLOTTE, NC 28203-5319

Mortgage

Document Number	0000031649
Date	Feb 18, 2021
Instrument	2021031649

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$681,900 Land $495,000 Building $186,900
2024	$5,163.00
2023			$681,900 Land $495,000 Building $186,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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