613 Higgins St, Paris, KY 40361 Property Records

Bourbon County property record for 613 Higgins St, Paris, KY 40361

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,217 sqft
Lot Size0.117 acres (5,100 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Oct 2022)
Tax Bill$384 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jun 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN026-70-12-005.00

Property Details

APN / Parcel Number

Primary APN026-70-12-005.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,217 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Lot Area5,100 sqft (0.117 acres)
Lot Dimensions100 ft deep x 51 ft wide

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address613 HIGGINS ST
CityPARIS
StateKY
Zip40361-1421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH & L - 613 HIGGINS AVE
Legal SubdivisionJEFFERSON HAYDEN
JurisdictionBOURBON KY
Township / Civil DivisionPARIS
Census Block Group2
Census Block2016
Census Tract30101

Owner

Source: Bourbon County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address613 HIGGINS ST, PARIS, KY 40361-1421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK
Jun 9, 2022Special Warranty Deed, Transfer
Feb 13, 2020Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2022 · Amount on Record
Deed SaleOct 5, 2022 · Amount on Record
Prior SaleJun 9, 2022 · Amount on Record
Deed Document Number2022798346
Deed Book / Page323 / 605
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOURBON KY
Recording DateOct 5, 2022
Property Address613 HIGGINS ST, PARIS, KY 40361-1421
Document Number000323/605
Book / Page323 / 605
Instrument DateSep 23, 2022
Instrument798346
Transaction TypeTransfer
Record UpdatedNov 11, 2022
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$115.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 N 2ND ST, 201, BERRY, KY 41003-9332

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 HIGGINS ST, PARIS, KY 40361-1421

Mortgage

Document Number0000798347
DateOct 5, 2022
Instrument798347
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateOct 1, 2027
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change6%
Index1-Year CMT
Max Rate10%

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBOURBON KY
Recording DateJun 9, 2022
Property Address613 HIGGINS ST, PARIS, KY 40361-1421
Document Number000322/254
Book / Page322 / 254
Instrument DateJun 8, 2022
Instrument796845
Transaction TypeTransfer
Record UpdatedJul 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1312 S FORT THOMAS AVE, 1312, FORT THOMAS, KY 41075-2406

Transferred To (Grantee/Buyer)

NameVerified Name
Address201N N 2ND ST, BERRY, KY 41003-9332

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionBOURBON KY
Recording DateFeb 13, 2020
Property Address613 HIGGINS ST, PARIS, KY 40361-1421
Document Number313/367
Book / Page313 / 367
Instrument DateFeb 13, 2020
Instrument785978
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 24241, LEXINGTON, KY 40524-4241

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of December 18, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBourbon County
MunicipalityParis City
Unified School DistrictParis Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$384.00 (-4.71%)$115,000 (-) Land $10,000 Building $105,000$115,000 (-) Land $10,000 Building $105,000
2023$403.00$115,000 Land $10,000 Building $105,000$115,000 Land $10,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARIS WATER WORKS
serves 14,139 people · EPA ID KY0090343
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2025
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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