613 Harding St, Baytown, TX 77520 Property Records

Harris County property record for 613 Harding St, Baytown, TX 77520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1918
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$177,514 (Sep 2023)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-202-000-0004`

Property Details

APN / Parcel Number

Primary APN	`055-202-000-0004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Game Room	Game Room

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Combination
Foundation Type	Raised
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0552020000004
Street Address	613 HARDING ST
City	BAYTOWN
State	TX
Zip	77520-7037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 4 ABERCROMBIE
Legal Subdivision	ABERCROMBIE
Legal Block	4
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	BAYTOWN
Census Block Group	1
Census Block	1019
Census Tract	254400

Owner

613 Harding St is owned and occupied by two individuals who bought it in September 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	613 HARDING ST, BAYTOWN, TX 77520-7037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Vendor's Lien, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 28, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage NSSR REALTY LLC
Nov 30, 2018	Quit Claim Deed, Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on File
Deed Sale	Sep 21, 2023 · Amount on File
Prior Sale	Mar 28, 2023 · Amount on File
Deed Document Number	2023363665
Prior Transfer Date	Jun 15, 2007
Prior Transfer Doc	20070396180
Record Updated	Oct 29, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Sep 21, 2023
Property Address	613 HARDING ST, BAYTOWN, TX 77520-7037
Document Number	0000363665
Map Reference	VOL 572 PG 24
Instrument Date	Sep 18, 2023
Instrument	2023-363665
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	DECLARATION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 HARDING ST, BAYTOWN, TX 77520-7037

Mortgage

Document Number	0000363666
Date	Sep 21, 2023
Instrument	2023-363666

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000363667
Date	Sep 21, 2023
Instrument	2023-363667

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2038

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 28, 2023
Property Address	613 HARDING ST, BAYTOWN, TX 77520-7037
Document Number	0000107616
Map Reference	VOL 572 PG 24
Instrument Date	Mar 24, 2023
Instrument	2023-107616
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2827 N ALEXANDER DR, BAYTOWN, TX 77520-2956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13307 INDIAN BLANKET LN, HOUSTON, TX 77083-1911
Investor	Possibly a Property Investor

Mortgage

Document Number	0000107617
Date	Mar 28, 2023
Instrument	2023-107617

Lender

Name	NSSR REALTY LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	6 Months
Due	Sep 24, 2023

November 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 30, 2018
Property Address	613 HARDING ST, BAYTOWN, TX 77520-7037
Document Number	0000537041
Instrument Date	Nov 26, 2018
Instrument	537041
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	613 HARDING ST BAYTOWN TX 775207037, BAYTOWN, TX 77520-7037

Mortgage

Document Number	537042
Date	Nov 30, 2018
Instrument	537042

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 29, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 613 Harding St was $4,257 with a homeowner's exemption, up 0.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Baytown City
County	Harris County
Unified School District	Goose Creek Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,764 (-) Land $18,500 Building $146,264	$164,764 (-) Land $18,500 Building $146,264
2025	$4,257.00 (+0.28%)	$164,764 Land $18,500 Building $146,264	$164,764 Land $18,500 Building $146,264
2024	$4,245.00
2023		$111,047 Land $18,500 Building $92,547	$111,047 Land $18,500 Building $92,547
2022	$236.00
2020	$275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 613 Harding St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	22 (1979–2019)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Feb 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims Hurricane Ike, Sep 2008 · 2 claims Hurricane Alicia, Aug 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 613 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAYTOWN serves 86,004 people · EPA ID TX1010003
Water Source	Purchased surface water from BAYTOWN AREA WATER AUTHORITY
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lyte Fiber.

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