Black Hawk County property record for 613 Hammond Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 800 sqft · built 1928 |
| Lot Size | 0.166 acres (7,236 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,672 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-36-103-022 |
| Primary APN | 8913-36-103-022 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 800 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,236 sqft (0.166 acres) |
| Lot Dimensions | 134 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 613 HAMMOND AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENWOOD PARK LOT 224 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | KENWOOD PARK |
| Legal Lot Number | 224 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1000 |
613 Hammond Ave is owned and occupied by an individual.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 613 HAMMOND AVE, WATERLOO, IA 50702-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 613 HAMMOND AVE, WATERLOO, IA 50702-2307 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201900007811 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 201900007811 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 350 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 613 Hammond Ave was $1,672 with a homeowner's exemption, down 9.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,672.00 (-9.13%) Homeowner's exemption | $107,460 Land $17,380 Building $90,080 | $107,460 Land $17,380 Building $90,080 |
| 2024 | $1,840.00 | ||
| 2023 | $108,710 (+33.58%) Land $17,380 Building $91,330 | $108,710 Land $17,380 Building $91,330 | |
| 2022 | $1,592.00 Homeowner's exemption | $81,380 Land $17,380 Building $64,000 | |
| 2021 | $81,380 Land $17,380 Building $64,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 613 Hammond Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 613 Hammond Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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