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613 Garner Ave, Waldorf, MD 20602 Property Records

Charles County property record for 613 Garner Ave, Waldorf, MD 20602

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,536 sqft · built 1976
Lot Size0.245 acres (10,662 sqft)
Owner2 Individual Names on File
Last Sale$369,000 (Jan 2024)
Tax Bill$10,611 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Nov 2023 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN06-000746

Property Details

APN / Parcel Number

Primary APN06-000746
Alternative APNs
  • 6000746
  • 000746

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,662 sqft (0.245 acres)
Garage TypeCarport
Garage Area228 sqft
CarportCarport
Carport Area228 sqft
Parking Spaces1 Parking Space
Deck Area180 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number000746
Street Address613 GARNER AVE
CityWALDORF
StateMD
Zip20602-2950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal DescriptionL 13 B 45 S 3-D CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block45
Legal Lot Number13
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1004
Census Tract850902

Owner

613 Garner Ave is owned and occupied by two individuals who bought it in January 2024.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address613 GARNER AVE, WALDORF, MD 20602-2950
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Special Warranty Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Nov 3, 2023Special Warranty Deed, Transfer
TIMIOS INC
Oct 6, 2023Trustee's Deed, Foreclosure
Mar 12, 2019Deed, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Mar 29, 2018Grant Deed, Transfer
LAKESIDE TITLE
Apr 20, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2024 · Amount on File
Deed SaleJan 30, 2024 · Amount on File
Prior SaleNov 3, 2023 · Amount on File
Deed Book / Page13186 / 245
Prior Transfer DateSep 25, 2023
Prior Transfer Doc0130780097
Record UpdatedOct 29, 2026

January 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLES MD
Recording DateJan 30, 2024
Property Address613 GARNER AVE, WALDORF, MD 20602-2950
Document Number0131860245
Book / Page13186 / 245
Map ReferenceMB PCM 11 PL 56
Instrument DateDec 7, 2023
Transaction TypeTransfer
Record UpdatedApr 29, 2024
Title CompanyCAPITOL TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,845.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address613 GARNER AVE, WALDORF, MD 20602-2950

Mortgage

Document Number0013186251
DateJan 30, 2024
Instrument13186/251
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2054

November 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLES MD
Recording DateNov 3, 2023
Property Address613 GARNER AVE, WALDORF, MD 20602-2950
Document Number0131060207
Book / Page13106 / 207
Map ReferenceMB PCM 11 PL 56
Instrument DateOct 18, 2023
Transaction TypeTransfer
Record UpdatedNov 20, 2023
Title CompanyTIMIOS INC

Transaction

AmountAmount on Record
Tax$1,338.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9380 EXCELSIOR BLVD, HOPKINS, MN 55343-3444

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 EAST AVE, VALLEY STREAM, NY 11580-3913

October 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHARLES MD
Recording DateOct 6, 2023
Property Address613 GARNER AVE, WALDORF, MD 20602-2950
Document Number0130780097
Book / Page13078 / 97
Map ReferenceMB PCM 11 PL 56
Instrument DateSep 25, 2023
Transaction TypeForeclosure
Record UpdatedOct 20, 2023

Transaction

AmountAmount on Record
Tax$1,361.20
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2800 TAMARACK RD, OWENSBORO, KY 42301-6566

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateMar 12, 2019
Property Address613 GARNER AVE, WALDORF, MD 20602-2950
Document Number0105630366
Book / Page10563 / 366
Map ReferenceMB PCM 11 PL 56
Instrument DateFeb 15, 2019
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyMULTIPLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,013.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 GARNER AVE, WALDORF, MD 20602-2950

Mortgage

Document Number0010563377
DateMar 12, 2019
Instrument10563/377
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2049

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateMar 29, 2018
Property Address613 GARNER AVE, WALDORF, MD 20602-2950
Document Number0102140020
Book / Page010214 / 000020
Instrument DateMar 16, 2018
Transaction TypeTransfer
Record UpdatedApr 11, 2018
Title CompanyLAKESIDE TITLE

Transaction

AmountAmount on Record
Tax$166.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 1945 WALDORF MD 206041945, WALDORF, MD 20604-1945

April 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHARLES MD
Recording DateApr 20, 2017
Property Address613 GARNER AVE, WALDORF, MD 20602-2950
Document Number0098000258
Book / Page009800 / 000258
Instrument DateNov 9, 2016
Transaction TypeForeclosure
Record UpdatedJul 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$145.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 613 Garner Ave was $10,611.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$355,333$361,700 Land $125,000 Building $236,700
2025$10,611.00
2023$4,520.00$318,667$342,600 Land $125,000 Building $217,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 613 Garner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 613 Garner Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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