613 Floyd Ave, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 613 Floyd Ave, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,470 sqft · built 1910
Lot Size0.11 acres (4,792 sqft)
Owner2 Company Names on Record
Last Sale$71,800 (Apr 2009)
Tax Bill$1,878 (2026)
Deeds & MortgagesJan 2025 Refinance
Aug 2020 Refinance
Flood ZoneZone X (minimal risk)
APN301301 242.044-1-28

Property Details

APN / Parcel Number

Primary APN301301 242.044-1-28
Alternative APNs
  • 130124204400010280000000
  • 301301 242.044-0001-028
  • 54940 01

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,470 sqft Living Area
1st Floor Area840 sqft
Upper Floors Area630 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,792 sqft (0.11 acres)
Lot Width33 ft Width
Garage TypeDetached
Garage Area100 sqft
PorchSlab
Porch Area263 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number54940 01
Street Address613 FLOYD AVE
CityROME
StateNY
Zip13440-4471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-P
Legal DescriptionH&L&G 33X150
Legal Block1
Legal Lot Number28.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1049
Census Tract22400

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address613 FLOYD AVE, ROME, NY 13440-4471
OccupancyOwner Occupied
Owner TypeCompany
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICU CU
Aug 4, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICU CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2009 · Amount on Record
Deed SaleApr 13, 2009 · Amount on Record
Prior SaleMay 30, 2006 · Amount on Record
Deed Book / Page2009 / 5032
Prior Transfer DateMay 23, 2006
Prior Transfer Doc2006011342
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address613 FLOYD AVE, ROME, NY 13440-4471
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000624
DateJan 16, 2025
Instrument2025-000624
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueFeb 1, 2035

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address613 FLOYD AVE, ROME, NY 13440-4471
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009726
DateAug 4, 2020
Instrument2020-009726
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueSep 1, 2030

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,878.00 Homeowner's exemption
2025$51,100 (-) Land $7,100 Building $44,000$120,235 (+6.78%) Land $16,706 Building $103,529
2023$51,100 (-) Land $7,100 Building $44,000$112,605 (+17.92%) Land $15,646 Building $96,959
2022$3,221.00 Homeowner's exemption$51,100 Land $7,100 Building $44,000$95,496 Land $13,269 Building $82,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimMar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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