613 Elizabeth St, Petoskey, MI 49770 Property Records

Emmet County property record for 613 Elizabeth St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,327 sqft)
Owner	Company Name on Record
Tax Bill	$5,299 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-276-040`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-276-040`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,826 sqft Living Area
1st Floor Area	2,003 sqft
Basement Area	1,178 sqft
Unfinished Basement	1,178 sqft

Exterior

Lot Area	11,327 sqft (0.26 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	613 ELIZABETH ST
City	PETOSKEY
State	MI
Zip	49770-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	IGNATIUS PETOSKEY'S 2ND ADD. N 1/2 OF LOTS 7 & 8 & N 54'2 IN OF LOT 9 BLK 3 SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	IGNATIUS PETOSKEYS 2ND ADD
Legal Block	3
Legal Lot Number	7-9
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3023
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	501 MORGAN ST, PETOSKEY, MI 49770-2826
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage ALDEN STATE BANK
Aug 21, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit ALDEN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2023
Deed Sale	Aug 21, 2023
Prior Sale	Nov 13, 2003
Deed Document Number	20235207172
Deed Book / Page	1254 / 181
Prior Transfer Date	Aug 17, 2023
Prior Transfer Doc	001254/181
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	613 ELIZABETH ST, PETOSKEY, MI 49770-2703
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 MORGAN ST, PETOSKEY, MI 49770-2826
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001255/0000000749
Date	Oct 30, 2023
Book Page	0000001255/0000000749
Instrument	5208739

Lender

Name	ALDEN STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2028

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Aug 21, 2023
Property Address	613 ELIZABETH ST, PETOSKEY, MI 49770-2703
Document Number	001254/181
Book / Page	1254 / 181
Instrument Date	Aug 17, 2023
Instrument	5207172
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	501 MORGAN ST, PETOSKEY, MI 49770-2826

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	613 ELIZABETH ST, PETOSKEY, MI 49770-2703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1199/0554
Date	Nov 22, 2017
Book Page	1199/0554
Instrument	5152437

Lender

Name	ALDEN STATE BANK
Type	Bank
Address	ALDEN, MI 49612

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 10, 2022

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,900 (+11.42%) Land $285,900	$571,800 (+11.42%) Land $571,800
2025		$256,600 (+40.91%) Land $256,600	$513,200 (+40.91%) Land $513,200
2024	$5,299.00
2023		$182,100 Land $182,100	$364,200 Land $364,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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