613 E Liberty St, Salisbury, NC 28144 Property Records

Rowan County property record for 613 E Liberty St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1925
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,000 (Sep 2026)
Tax Bill	$2,387 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016 123`

Property Details

APN / Parcel Number

Primary APN	`016 123`
Alternative APN	`6254004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	19 ft deep x 5 ft wide
Porch	Slab
Porch Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	613 E LIBERTY ST
City	SALISBURY
State	NC
Zip	28144-5146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4
Legal Subdivision	CENTRAL LAND
Legal Block	1
Legal Lot Number	4
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1024
Census Tract	50201

Owner

Source: Rowan County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	613 E LIBERTY ST, SALISBURY, NC 28144-5146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST
Aug 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Book / Page	1490 / 261
Prior Transfer Date	Dec 15, 2004
Prior Transfer Doc	1025000903
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 2, 2026
Property Address	613 E LIBERTY ST, SALISBURY, NC 28144-5146
Document Number	1490000261
Book / Page	1490 / 261
Instrument Date	Jul 31, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$47,672.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 E LIBERTY ST, SALISBURY, NC 28144-5146

Mortgage

Document Number	1490000262,
Date	Sep 2, 2026
Book Page	1490/262

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	613 E LIBERTY ST, SALISBURY, NC 28144-5146
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HEMLOCK COURT, MAPLEWOOD, MA

Mortgage

Document Number	0014380558
Date	Mar 12, 2024
Book Page	1438/558

Lender

Name	CARTER BANK & TRUST
Type	Bank
Address	EDEN, NC 27288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 26, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 11, 2022
Property Address	613 E LIBERTY ST, SALISBURY, NC 28144-5146
Document Number	0014070799
Book / Page	1407 / 799
Map Reference	MB 109 PG 426
Instrument Date	Aug 11, 2022
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 N CHURCH ST, 312, SALISBURY, NC 28144-4386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 E LIBERTY ST, SALISBURY, NC 28144-5146

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,387.00	$199,633 (-) Land $15,660 Building $183,973	$199,633 (-) Land $15,660 Building $183,973
2025	$2,387.00 (+12.7%)	$199,633 (+12.68%) Land $15,660 Building $183,973
2023	$2,118.00	$177,164 Land $15,660 Building $161,504	$199,633 Land $15,660 Building $183,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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