613 E Howard St, Pontiac, IL 61764 Property Records

Livingston County property record for 613 E Howard St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,133 sqft · built 1880
Lot Size	0.187 acres (8,162 sqft)
Owner	Individual Name on File
Last Sale	$12,500 (Aug 2019)
Tax Bill	$344 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-15-23-162-006`

Property Details

APN / Parcel Number

Primary APN	`15-15-23-162-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,133 sqft Living Area
Basement Area	267 sqft
Unfinished Basement	267 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood
Roof Material	Asbestos
Lot Area	8,162 sqft (0.187 acres)
Lot Dimensions	157 ft deep x 52 ft wide

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	613 E HOWARD ST
City	PONTIAC
State	IL
Zip	61764-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-23-162-006 LOT 52 X 156.96 COM 120' E OF SW COR BLK 2 E52' TO AN ALLEY N156' 11 1/2 W52' S156' 11 1/2 LADD & MC DOWELL'S A
Legal Subdivision	MC DOWELL'S ADD
Legal Block	2
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1059
Census Tract	960600

Owner

613 E Howard St is owned by an individual who bought it in August 2019.

Source: Livingston County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	621 E WATER ST, PONTIAC, IL 61764-2142
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF PONTIAC
Oct 2, 2020	Quit Claim Deed, Transfer Quitclaim
Aug 12, 2019	Corporation Deed, Transfer
Jan 24, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2019 · Amount on File
Deed Sale	Aug 12, 2019 · Amount on File
Prior Sale	Jan 24, 2019
Deed Document Number	20193070
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	613 E HOWARD ST, PONTIAC, IL 61764-2150
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R06262
Date	Dec 22, 2021
Instrument	2021R-06262

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jul 3, 2027

Interest

Rate Type	Fixed Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Oct 2, 2020
Property Address	613 E HOWARD ST, PONTIAC, IL 61764-2150
Document Number	2020R04341
Instrument Date	Sep 28, 2020
Instrument	2020R-04341
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$7.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E HOWARD ST, PONTIAC, IL 61764-2150

August 2019: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Aug 12, 2019
Property Address	613 E HOWARD ST, PONTIAC, IL 61764-2150
Document Number	2019R03070
Instrument Date	Aug 9, 2019
Instrument	2019R-03070
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$18.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1815 CARDINAL CT, PONTIAC, IL 61764-9332

January 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jan 24, 2019
Property Address	613 E HOWARD ST, PONTIAC, IL 61764-2150
Document Number	2019R00261
Instrument Date	Jan 8, 2019
Instrument	2019R-00261
Transaction Type	Foreclosure
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 W WASHINGTON ST, PONTIAC, IL 61764-1746

Tax Assessment & Valuation

The 2025 property tax bill for 613 E Howard St was $344.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$344.00	$3,934 Land $2,282 Building $1,652	$11,802 Land $6,846 Building $4,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 613 E Howard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	36 (1982–2015)
Claims Outside the SFHA	1 of 36
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 613 E Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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