St. Charles County property record for 613 Chapparal Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,048 sqft · built 1991 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $263,000 (Jun 2022) |
| Tax Bill | $2,922 (2025) |
| Deeds & Mortgages | May 2026 Transfer Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A912000042 |
| Primary APN | A912000042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| Gross Area | 2,476 sqft |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 42 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A912000042 |
|---|---|
| Street Address | 613 CHAPPARAL DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYFIELD EST #8 LOT 500 |
| Legal Subdivision | BAYFIELD EST #8 |
| Legal Lot Number | 500 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 311732 |
Source: St. Charles County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 613 CHAPPARAL DR, O FALLON, MO 63368-6916 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| May 7, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 6, 2021 | Deed of Trust, Mortgage · Line of Credit ARSENAL CU |
| Jun 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on Record |
| Deed Sale | Jun 29, 2022 · Amount on Record |
| Prior Sale | Nov 5, 2007 · Amount on Record |
| Deed Document Number | 202236311 |
| Last Transfer Date | Apr 10, 2026 |
| Transfer Doc | 0000021518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 7, 2026 |
| Property Address | 613 CHAPPARAL DR, O FALLON, MO 63368-6916 |
| Document Number | 0000021518 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202621518 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 613 CHAPPARAL DR, O FALLON, MO 63368-6916 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 613 CHAPPARAL DR, O FALLON, MO 63368-6916 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 613 CHAPPARAL DR, O FALLON, MO 63368-6916 |
| Document Number | 0000098589 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021R-098589 |
| Name | ARSENAL CU |
|---|---|
| Type | Credit Union |
| Address | ARNOLD, MO 63010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 23, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 29, 2022 |
| Property Address | 613 CHAPPARAL DR, O FALLON, MO 63368-6916 |
| Document Number | 0000036311 |
| Map Reference | MB 30 PG 53&54 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022R-036311 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 BEXLEY DR, LAKE SAINT LOUIS, MO 63367-2183 |
| Name | Verified Name |
|---|---|
| Address | 613 CHAPPARAL DR, O FALLON, MO 63368-6916 |
| Document Number | 0000036312 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022R-036312 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,305 (-) | $238,446 (-) Building $238,446 | |
| 2025 | $2,922.00 (+2.28%) | $45,305 (+5.31%) | $238,446 (+5.31%) Building $238,446 |
| 2024 | $2,857.00 | ||
| 2023 | $43,021 | ||
| 2022 | $226,424 Land $50,000 Building $176,424 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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