Frederick County property record for 613 Chapel Aly, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 800 sqft · built 1914 |
| Lot Size | 0.089 acres (3,895 sqft) |
| Owner | Company Name on Record |
| Last Sale | $625,000 (Oct 2025) |
| Tax Bill | $11,298 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-055295 |
| Primary APN | 02-055295 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 800 sqft Total Area |
| Gross Area | 2,446 sqft |
| 1st Floor Area | 475 sqft |
| Year Built | Built 1914 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,895 sqft (0.089 acres) |
| Lot Dimensions | 82 ft deep x 47 ft wide |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Total Buildings | 3 Buildings |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 055295 |
|---|---|
| Old Parcel Number | 2055295 |
| Street Address | 613 CHAPEL ALY |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5205 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | DR |
| Legal Description | LT 47.1 X 82.7 613-615-617 CHAPEL ALLEY FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 613-615 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 750100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5712 BUCKEYSTOWN PIKE, FREDERICK, MD 21704-7210 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 3, 2025 | Land Contract, Transfer · Land Contract NOT AVAILABLE |
| Mar 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 28, 2023 | Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Nov 30, 2020 | Deed, Transfer · FHA Mortgage APEX HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on Record |
| Deed Sale | Oct 3, 2025 · Amount on Record |
| Prior Sale | Nov 30, 2020 · Amount on Record |
| Deed Document Number | 0175420164 |
| Deed Book / Page | 17542 / 164 |
| Record Updated | Jun 8, 2026 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 3, 2025 |
| Property Address | 613 CHAPEL ALY, FREDERICK, MD 21701-5205 |
| Document Number | 0175420164 |
| Book / Page | 17542 / 164 |
| Instrument Date | Sep 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13100 MIDWAY AVE, ROCKVILLE, MD 20851-2313 |
| Name | Verified Name |
|---|---|
| Address | 5712 BUCKEYSTOWN PIKE, FREDERICK, MD 21704-7210 |
| Date | Oct 3, 2025 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 613 CHAPEL ALY, FREDERICK, MD 21701-5205 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 613 CHAPEL ALY, FREDERICK, MD 21701-5205 |
| Document Number | 0157760186 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 15776/186 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 28, 2023 |
| Property Address | 613 CHAPEL ALY, FREDERICK, MD 21701-5205 |
| Document Number | 0163770380 |
| Book / Page | 16377 / 380 |
| Instrument Date | Mar 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13100 MIDWAY AVE, ROCKVILLE, MD 20851-2313 |
| Document Number | 0016377385 |
|---|---|
| Date | Mar 28, 2023 |
| Instrument | 16377/385 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 30, 2020 |
| Property Address | 613 CHAPEL ALY, FREDERICK, MD 21701-5205 |
| Document Number | 0143040422 |
| Book / Page | 14304 / 422 |
| Map Reference | LB 385 FO 567 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 613 CHAPEL ALY # 617, 617, FREDERICK, MD 21701-5205 |
| Document Number | 0014304427 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 14304/427 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Frederick County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,298.00 (+44.16%) | $604,500 (+43.48%) Land $296,900 Building $307,600 | $604,500 (-) Land $296,900 Building $307,600 |
| 2023 | $7,837.00 | $421,300 | $604,500 Land $296,900 Building $307,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1978–1979) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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