Banks County property record for 613 Chambers Rd, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 720 sqft · built 2017 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $938 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B67 041 |
| Primary APN | B67 041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Heated Area |
| 1st Floor Area | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 31,799 sqft (0.73 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 60 sqft |
| Patio Area | 60 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 5013 |
|---|---|
| Street Address | 613 CHAMBERS RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | TRCT 1 PB15-1 18/197 |
| Legal Subdivision | 00100-LOWER END 6500 |
| Legal Tract | 1 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 970400 |
Source: Banks County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 613 CHAMBERS RD, COMMERCE, GA 30530-6953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE |
| May 30, 2023 | Limited Warranty Deed, Transfer |
| May 30, 2023 | Limited Warranty Deed, Transfer |
| Apr 1, 2019 | Warranty Deed, Transfer |
| Oct 14, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2023 |
| Deed Sale | Jun 23, 2023 |
| Prior Sale | Jun 23, 2023 |
| Deed Document Number | 2023487 |
| Deed Book / Page | 545 / 849 |
| Prior Transfer Date | Apr 1, 2019 |
| Prior Transfer Doc | 000463/382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 613 CHAMBERS RD, COMMERCE, GA 30530-6953 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 613 CHAMBERS RD, COMMERCE, GA 30530-6953 |
| Document Number | 0000000545/0000000851 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 0000000545/0000000851 |
| Instrument | 6569139220 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | May 30, 2023 |
| Property Address | 613 CHAMBERS RD, COMMERCE, GA 30530-6953 |
| Document Number | 000545/847 |
| Book / Page | 545 / 847 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023000428 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 613 CHAMBERS RD, COMMERCE, GA 30530-6953 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | May 30, 2023 |
| Property Address | 613 CHAMBERS RD, COMMERCE, GA 30530-6953 |
| Document Number | 000545/849 |
| Book / Page | 545 / 849 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023000487 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 613 CHAMBERS RD, COMMERCE, GA 30530-6953 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Apr 1, 2019 |
| Property Address | 613 CHAMBERS RD, COMMERCE, GA 30530-6953 |
| Document Number | 000463/382 |
| Book / Page | 463 / 382 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 2019-000214 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 613 CHAMBERS RD, COMMERCE, GA 30530-6953 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Oct 14, 2017 |
| Property Address | 613 CHAMBERS RD, COMMERCE, GA 30530-6953 |
| Document Number | 000443/402 |
| Book / Page | 443 / 402 |
| Instrument Date | Oct 14, 2017 |
| Instrument | 2017-000757 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2625 ARBOR DR, SMYRNA, GA 30086 |
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $938.00 (-3.2%) Homeowner's exemption | $54,254 (+6.01%) Land $9,251 Building $45,003 | $135,635 (+6.01%) Land $23,128 Building $112,507 |
| 2024 | $969.00 (+420.97%) Homeowner's exemption | $51,179 (+8.5%) Land $8,410 Building $42,769 | $127,948 (+8.5%) Land $21,026 Building $106,922 |
| 2023 | $186.00 (-58.85%) Homeowner's exemption Senior Citizen's exemption | $47,170 (+13.56%) Land $7,388 Building $39,782 | $117,925 (+13.56%) Land $18,470 Building $99,455 |
| 2022 | $452.00 Homeowner's exemption Senior Citizen's exemption | $41,538 Land $7,388 Building $34,150 | $103,845 Land $18,470 Building $85,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Windstream DSL | 200 / 20 |
5G (outdoors only) and 4G LTE
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