613 Carmichael Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 613 Carmichael Rd, Owego, NY 13827

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,930 sqft · built 1920
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,085 (Jul 2009)
Tax Bill	$2,569 (2026)
Deeds & Mortgages	Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`493089 118.00-1-4.2`

Property Details

APN / Parcel Number

Primary APN	`493089 118.00-1-4.2`
Alternative APNs	`308911800000010040020000` `00000001876`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,930 sqft Living Area
1st Floor Area	1,156 sqft
Upper Floors Area	774 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	380 ft deep x 549 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Shed	1 Shed
Canopy	390 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000001876
Street Address	613 CARMICHAEL RD
City	OWEGO
State	NY
Zip	13827-3313
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	4.002
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	2
Census Block	2044
Census Tract	20300

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	613 CARMICHAEL RD, OWEGO, NY 13827-3313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2009 · Amount on Record
Deed Sale	Jul 31, 2009 · Amount on Record
Prior Sale	Apr 5, 2007 · Amount on Record
Deed Book / Page	17061 / 4001
Last Transfer Date	Sep 1, 2022
Transfer Doc	0000004526
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Oct 11, 2022
Property Address	613 CARMICHAEL RD, OWEGO, NY 13827-3313
Document Number	2022000004526
Instrument Date	Sep 1, 2022
Instrument	20220-00004526
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	613 CARMICHAEL RD, OWEGO, NY 13827-3313

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,569.00 (-0.08%) Homeowner's exemption
2025	$2,571.00 (+155.82%)	$50,600 (-) Land $12,700 Building $37,900	$96,842 (+3.35%) Land $24,306 Building $72,536
2023		$50,600 Land $12,700 Building $37,900	$93,704 Land $23,519 Building $70,185
2019	$1,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1984)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20