613 Bakewell St, Covington, KY 41011 Property Records

Kenton County property record for 613 Bakewell St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,050 sqft · built 1880
Lot Size	0.062 acres (2,700 sqft)
Owner	Individual Name on Record
Last Sale	$95,100 (Jul 2017)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-43-09-011.00`

Property Details

APN / Parcel Number

Primary APN	`040-43-09-011.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,050 sqft Finished Area
Gross Area	2,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,700 sqft (0.062 acres)
Lot Dimensions	90 ft deep x 30 ft wide
Garage Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	613 BAKEWELL ST
City	COVINGTON
State	KY
Zip	41011-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30X90 PT LOTS 25-26 BLK 34 WR&L
Legal Subdivision	WOOD ROFF & LOCKWOOD
Legal Phase	34
Legal Block	34
Legal Lot Number	25,26
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	613 BAKEWELL ST, COVINGTON, KY 41011-1225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK
Jul 28, 2017	Grant Deed, Transfer · Conventional with PMI GUARDIAN SVGS BK
May 15, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Document Number	201707 28 059 00108
Deed Book / Page	6213 / 1
Prior Transfer Date	Jul 10, 2004
Prior Transfer Doc	0005900160
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	613 BAKEWELL ST, COVINGTON, KY 41011-1225
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900137
Date	Jan 26, 2022
Book Page	331/264
Instrument	22012605900137

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jul 28, 2017
Property Address	613 BAKEWELL ST, COVINGTON, KY 41011-1225
Document Number	0000000108
Book / Page	006213 / 000003
Instrument Date	Jun 16, 2017
Instrument	108
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 BAKEWELL ST COVINGTON KY 410111225, COVINGTON, KY 41011-1225

Mortgage

Document Number	62130004
Date	Jul 28, 2017
Book Page	006213/000004

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Mortgage

Document Number	110,
Date	Jul 28, 2017
Book Page	0C6213/000004
Instrument	110

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Interest

Rate Type	Adjustable Rate

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	May 15, 2017
Property Address	613 BAKEWELL ST, COVINGTON, KY 41011-1225
Document Number	0000000178
Book / Page	0C6158 / 000286
Instrument Date	May 11, 2017
Instrument	178
Transaction Type	Foreclosure
Record Updated	Jun 7, 2017

Transaction

Amount	Amount Recorded
Tax	$116.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,800 (+52.57%) Land $10,000 Building $215,800	$225,800 (+52.57%) Land $10,000 Building $215,800
2025	$1,961.00 (-0.51%)	$148,000 (-) Land $10,000 Building $138,000	$148,000 (-) Land $10,000 Building $138,000
2023	$1,971.00	$148,000 Land $10,000 Building $138,000	$148,000 Land $10,000 Building $138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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