Virginia Beach City property record for 613 20th St, Virginia Beach, VA 23451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,880 sqft · built 2020 |
| Lot Size | 0.178 acres (7,797 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Mar 2003) |
| Tax Bill | $7,618 (2025) |
| Deeds & Mortgages | Feb 2020 Construction Loan Aug 2020 Mortgage |
| APN | 2417-97-2732 |
| Primary APN | 2417-97-2732 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,880 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,797 sqft |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 613 20TH ST |
|---|---|
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23451-4113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | RESUB OF 25 & 27 VA BEACH DEV CO BLK 46 LOT 25-A 0.179 AC |
| Legal Block | 46 |
| Legal Lot Number | 25 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 44004 |
Source: Virginia Beach City records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 288 COTTONWOOD LAKE DR, DIVIDE, CO 80814-9708 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2020 | Deed of Trust, Mortgage · Construction Mortgage ADVANCE FINANCIAL GROUP |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI ADVANCE FIN'L GRP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2003 · Amount on Record |
| Deed Sale | Mar 6, 2003 · Amount on Record |
| Prior Sale | Jan 4, 2001 · Amount on Record |
| Deed Document Number | 2003030634504 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 613 20TH ST, VIRGINIA BEACH, VA 23451-4113 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000116580 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 20200204000116580 |
| Name | ADVANCE FINANCIAL GROUP |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 1, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 613 20TH ST, VIRGINIA BEACH, VA 23451-4113 |
| Document Number | 0000789720 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 613 20TH ST VIRGINIA BEACH VA 234514113, VIRGINIA BEACH, VA 23451-4113 |
| Document Number | 0000789720 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 789720 |
| Name | ADVANCE FIN'L GRP |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 30, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Virginia Beach City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,618.00 (+20.39%) | $785,400 (+22.87%) Land $396,000 Building $389,400 | $785,400 (+22.87%) Land $396,000 Building $389,400 |
| 2023 | $6,328.00 | $639,200 Land $360,000 Building $279,200 | $639,200 Land $360,000 Building $279,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 69 (1978–2022) |
| Claims Outside the SFHA | 5 of 69 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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