Lake County property record for 613 1st Ave, Two Harbors, MN 55616
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3,470 sqft · built 1903 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on File |
| Tax Bill | $8,286 (2026) |
| APN | 23-7660-05130 |
| Primary APN | 23-7660-05130 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,470 sqft Base Area |
| 1st Floor Area | 3,470 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1990 |
| Roof Type | Flat |
| Roof Material | Urethane Foam |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Canopy | 58 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 613 1ST AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1505 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | LOT 13 BLOCK 5 |
| Legal Subdivision | SILVER BAY |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 370400 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 613 1ST AVE, TWO HARBORS, MN 55616-1505 |
| Owner Type | Company |
| Vesting | Government |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,286.00 (+27.05%) | $314,200 (+13.27%) Land $44,100 Building $270,100 | $314,200 (+13.27%) Land $44,100 Building $270,100 |
| 2025 | $6,522.00 | ||
| 2023 | $277,400 Land $31,000 Building $246,400 | $277,400 Land $31,000 Building $246,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Two Harbors serves 3,698 people · EPA ID MN1380005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, T-Mobile.
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