6129 4th St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 6129 4th St, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,360 sqft · built 1940
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jun 1997)
Tax Bill	$2,302 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-036782`

Property Details

APN / Parcel Number

Primary APN	`03-036782`
Alternative APNs	`3036782` `036782`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Porch	Porch
Porch Area	104 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	036782
Street Address	6129 4TH ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 76R BLK 30 SUMMER CITY
Legal Subdivision	SUMMER CITY
Legal Block	30
Legal Lot Number	76R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2006
Census Tract	860402

Owner

6129 4th St is owned and occupied by two individuals who bought it in June 1997.

Source: Calvert County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6129 4TH ST, CHESAPEAKE BEACH, MD 20732-4149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit FEDCHOICE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 1997 · Amount on File
Deed Sale	Jun 12, 1997 · Amount on File
Deed Document Number	19973387
Deed Book / Page	957 / 633
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6129 4TH ST, CHESAPEAKE BEACH, MD 20732-4149
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061860387
Date	Jan 5, 2022
Book Page	6186/387

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6129 4TH ST, CHESAPEAKE BEACH, MD 20732-4149
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6129 4TH ST, CHESAPEAK BCH, MD 20732-4149

Mortgage

Document Number	0063280487
Date	Aug 15, 2022
Book Page	6328/487

Lender

Name	FEDCHOICE FCU
Type	Credit Union
Address	LANHAM, MD 20706

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6129 4th St was $2,302.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,933 (+1.63%)	$202,200 (+4.88%) Land $72,000 Building $130,200
2025	$2,302.00	$192,800 Land $72,000 Building $120,800	$192,800 Land $72,000 Building $120,800
2023	$1,825.00	$175,667	$192,800 Land $72,000 Building $120,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6129 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6129 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th St

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