Macomb County property record for 61285 North Ave, Ray, MI 48096
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,722 sqft · built 1998 |
| Lot Size | 2.06 acres (89,995 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,743 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-05-23-400-026 |
| Primary APN | 21-05-23-400-026 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| 1st Floor Area | 1,722 sqft |
| Basement Area | 1,722 sqft |
| Unfinished Basement | 1,722 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Lot Area | 89,995 sqft (2.06 acres) |
| Lot Width | 150 ft Width |
| Garage Area | 563 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 61285 NORTH AVE |
|---|---|
| City | RAY |
| State | MI |
| Zip | 48096-3352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T4N, R13E SEC 23; COM AT SE COR SEC 23; TH N00*09'00"W 657.60 FT TO POB; TH CONT N00*09'00"W 150.0 FT; TH N89*30'00"W 600.04 FT; TH S00*09'00"E 150.0 FT; TH S89*30'00"E 600.04 FT TO POB. 2.066 A 1998 SPLIT FROM 05-23-400-008 |
| Legal Range | 13E |
| Legal Township | 04N |
| Legal Section | 02 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | RAY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 216000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 61285 NORTH AVE, RAY, MI 48096-3352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Dec 28, 2018 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2016 |
| Deed Sale | Jul 12, 2016 |
| Deed Document Number | 20166082929 |
| Deed Book / Page | 24133 / 298 |
| Prior Transfer Date | Jul 6, 2016 |
| Prior Transfer Doc | 0000082929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 61285 NORTH AVE, RAY, MI 48096-3352 |
| Document Number | 0000088177 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 61285 NORTH AVE RAY MI 480963352, RAY, MI 48096-3352 |
| Document Number | 0000088177 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 026874/000567 |
| Instrument | 88177 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 29, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 61285 NORTH AVE, RAY, MI 48096-3352 |
| Document Number | 0000002366 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Name | Verified Name |
|---|---|
| Address | 61285 NORTH AVE RAY MI 480963352, RAY, MI 48096-3352 |
| Document Number | 0000002366 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 025757/000952 |
| Instrument | 2366 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 6, 2039 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Ray Township |
| Unified School District | New Haven Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,100 (+7.61%) | $478,200 (+7.61%) | |
| 2025 | $3,743.00 (+2.89%) Homeowner's exemption | $222,200 (+19.78%) | $444,400 (+19.78%) |
| 2024 | $3,638.00 (+14.26%) | ||
| 2023 | $185,500 | $371,000 | |
| 2022 | $3,184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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