Howard County property record for 6128 Stevens Forest Rd, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,328 sqft · built 1971 |
| Lot Size | 0.274 acres (11,954 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Oct 2025) |
| Tax Bill | $7,416 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-097039 |
| Primary APN | 16-097039 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,328 sqft Total Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,954 sqft (0.274 acres) |
| Deck Area | 490 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 097039 |
|---|---|
| Street Address | 6128 STEVENS FOREST RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 109 11,954 SQ 6128 STEVENS FOREST RD VOM STEVENS FORST |
| Legal Subdivision | VOM STEVENS FOREST |
| Legal Lot Number | 109 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 606603 |
6128 Stevens Forest Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6128 STEVENS FOREST RD, COLUMBIA, MD 21045-4355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ABONAR TITLE |
| Jun 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 10, 2025 | Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on File |
| Deed Sale | Oct 10, 2025 · Amount on File |
| Prior Sale | Jul 12, 1996 · Amount on File |
| Deed Book / Page | 22953 / 245 |
| Prior Transfer Date | Sep 3, 2008 |
| Prior Transfer Doc | 0113650046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 13, 2026 |
| Property Address | 6128 STEVENS FOREST RD, COLUMBIA, MD 21045-4355 |
| Document Number | 2323000175 |
| Book / Page | 23232 / 175 |
| Instrument Date | Apr 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ABONAR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 6128 STEVENS FOREST RD, COLUMBIA, MD 21045-4355 |
| Document Number | 2323000175, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 23232/175 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6128 STEVENS FOREST RD, COLUMBIA, MD 21045-4355 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 6128 STEVENS FOREST RD, COLUMBIA, MD 21045-4355 |
| Document Number | 0215930484 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 21593/484 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 10, 2025 |
| Property Address | 6128 STEVENS FOREST RD, COLUMBIA, MD 21045-4355 |
| Document Number | 0229530245 |
| Book / Page | 22953 / 245 |
| Map Reference | MB CMP 18 FO 21 |
| Instrument Date | Sep 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ABONAR TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6128 STEVENS FOREST RD, COLUMBIA, MD 21045-4355 |
| Document Number | 0022953251 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 22953/251 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 6128 Stevens Forest Rd was $7,416 with a homeowner's exemption, up 11.6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,416.00 (+11.64%) Homeowner's exemption | $471,600 (+7.12%) Land $211,200 Building $260,400 | $471,600 (-) Land $211,200 Building $260,400 |
| 2025 | $6,643.00 (+4.85%) Homeowner's exemption | $440,267 | $471,600 Land $211,200 Building $260,400 |
| 2024 | $6,336.00 | ||
| 2023 | $377,600 Land $191,200 Building $186,400 | $377,600 Land $191,200 Building $186,400 | |
| 2022 | $4,081.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6128 Stevens Forest Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6128 Stevens Forest Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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