6128 Madison St, Coloma, MI 49038 Property Records

Berrien County property record for 6128 Madison St, Coloma, MI 49038

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,508 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2021)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2007 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`10-4540-1476-00-1`

Property Details

APN / Parcel Number

Primary APN	`10-4540-1476-00-1`
Alternative APN	`11-10-4540-1476-00-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modular
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6126 MADISON ST
City	COLOMA
State	MI
Zip	49038-9335
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R1 S/F/LMB
Legal Description	LOTS 1476 TO 1480, INCLUSIVE, LAKE MICHIGAN BEACH.
Legal Subdivision	LAKE MICHIGAN BEACH
Legal Lot Number	1476
Jurisdiction	BERRIEN MI
Township / Civil Division	HAGAR
Census Block Group	2
Census Block	2037
Census Tract	10100

Owner

Source: Berrien County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6128 MADISON ST, COLOMA, MI 49038-9335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage INLAND BANK & TRUST
Jun 28, 2007	Deed of Trust, Mortgage · FHA Mortgage BEST HOME FINANCIAL INC
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
Mar 5, 2013	Deed, Transfer
Jan 14, 2013	Warranty Deed, Foreclosure
Apr 3, 2012	Sheriff's Deed, Foreclosure
Dec 11, 2008	Intrafamily Transfer, Transfer METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY
Oct 11, 2006	Intrafamily Transfer, Transfer · FHA Mortgage BEST HOME FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Nov 9, 2018 · Amount on Record
Deed Document Number	2021332305
Deed Book / Page	3349 / 1917
Prior Transfer Date	Dec 4, 2008
Prior Transfer Doc	02867/0999
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6126 MADISON ST, COLOMA, MI 49038-9335
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 MAROON BELLS LN, BOLINGBROOK, IL 60490-1000

Mortgage

Document Number	03353/1101
Date	Nov 16, 2021
Book Page	3353/1101

Lender

Name	INLAND BANK & TRUST
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Mar 1, 2051

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6126 MADISON ST, COLOMA, MI 49038-9335
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02798/0334
Date	Jun 28, 2007
Book Page	2798/0334

Lender

Name	BEST HOME FINANCIAL INC
Address	BENTON HARBOR, MI 49022

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2037

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 20, 2021
Property Address	6126 MADISON ST, COLOMA, MI 49038-9335
Document Number	03349/1917
Book / Page	3349 / 1917
Map Reference	LB 6 PG 40
Instrument Date	Oct 12, 2021
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6128 MADISON ST # SR, SR, COLOMA, MI 49038-9335

Mortgage

Document Number	0033491918
Date	Oct 20, 2021
Instrument	3349/1918

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 9, 2018
Property Address	6126 MADISON ST, COLOMA, MI 49038-9335
Document Number	03222/1239
Book / Page	3222 / 1239
Map Reference	LB06 PG40
Instrument Date	Nov 5, 2018
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$963.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 MARCON BELLS LN, BOLINGBROOK, IL 60490

Mortgage

Document Number	0032221241
Date	Nov 9, 2018
Instrument	3222/1241

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

March 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 5, 2013
Property Address	6126 MADISON ST, COLOMA, MI 49038-9335
Document Number	03028/0579
Book / Page	3028 / 0579
Map Reference	LB6 PG40
Instrument Date	Feb 28, 2013
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2068 N HUMBOLDT BLVD APT 3, 3, CHICAGO, IL 60647-6208

January 2013: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 14, 2013
Property Address	6126 MADISON ST, COLOMA, MI 49038-9335
Document Number	03022/2744
Book / Page	3022 / 2744
Map Reference	LB6 PG40
Instrument Date	Jan 3, 2013
Transaction Type	Foreclosure
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 149, SOUTH BEND, IN 46624-0149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 WILL ROGERS PKWY STE 300, 300, OKLAHOMA CITY, OK 73108-1870
Mail Care Of	MICHAELSON CONNOR & BOUL
Investor	Possibly a Property Investor

April 2012: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 3, 2012
Property Address	6126 MADISON ST, COLOMA, MI 49038-9335
Document Number	02989/0737
Book / Page	2989 / 0737
Map Reference	LB6 PG40
Instrument Date	Mar 22, 2012
Transaction Type	Foreclosure
Record Updated	Jun 5, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 149, SOUTH BEND, IN 46624-0149

December 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Dec 11, 2008
Property Address	6126 MADISON ST, COLOMA, MI 49038-9335
Document Number	02867/0999
Book / Page	2867 / 0999
Map Reference	LB6 PG40
Instrument Date	Dec 4, 2008
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6124 MADISON ST, COLOMA, MI 49038-9335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6124 MADISON ST, COLOMA, MI 49038-9335
Investor	Possibly a Property Investor

October 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Oct 11, 2006
Property Address	6126 MADISON ST, COLOMA, MI 49038-9335
Document Number	02750/0478
Book / Page	2750 / 0478
Map Reference	LB6 PG40
Instrument Date	Sep 28, 2006
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6124 MADISON ST, COLOMA, MI 49038-9335

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6124 MADISON ST, COLOMA, MI 49038-9335
Investor	Possibly a Property Investor

Mortgage

Document Number	0027500479
Date	Oct 11, 2006
Instrument	2750/0479

Lender

Name	BEST HOME FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Hagar Township
Unified School District	Coloma Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,400 (+2.93%)	$210,800 (+2.93%)
2025	$2,078.00 (+2.92%) Homeowner's exemption	$102,400 (+22.63%)	$204,800 (+22.63%)
2024	$2,019.00 (+6.32%)
2023		$83,500	$167,000
2022	$1,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1986)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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