Polk County property record for 6128 Donegal E, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,706 sqft · built 1975 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | Individual Name on File |
| Last Sale | $151,000 (Oct 2014) |
| Tax Bill | $1,414 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-18-000000-022440 |
| Primary APN | 24-29-18-000000-022440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,706 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 1,706 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,678 sqft (0.314 acres) |
| Lot Dimensions | 141 ft deep x 97 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Pool Area | 450 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|
| Street Address | 6128 DONEGAL E |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | N 97 FT OF S 334 FT OF E 141 FT OF SE1/4 OF SE1/4 OF SE1/4 BEING LOT 13 OF UNRE SURVEY |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 18 |
| Legal Subdivision | CHRISTINA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11821 |
6128 Donegal E is owned and occupied by an individual who bought it in October 2014.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6128 DONEGAL E, LAKELAND, FL 33813-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 13, 2018 | Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE |
| Jun 19, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2014 · Amount on File |
| Deed Sale | Oct 21, 2014 · Amount on File |
| Prior Sale | Feb 5, 2014 · Amount on File |
| Deed Document Number | 2014179129 |
| Deed Book / Page | 9365 / 1186 |
| Prior Transfer Date | Feb 4, 2014 |
| Prior Transfer Doc | 0091700872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6128 DONEGAL E, LAKELAND, FL 33813-3713 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6128 DONEGAL E, LAKELAND, FL 33813-3713 |
| Document Number | 0000138229 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 12262/175 |
| Instrument | 2022138229 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 316 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6128 DONEGAL E, LAKELAND, FL 33813-3713 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6128 DONEGAL E, LAKELAND, FL 33813-3713 |
| Document Number | 0000101539 |
|---|---|
| Date | May 1, 2025 |
| Book Page | 13529/1984 |
| Instrument | 2025101539 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 280 Months |
| Due | Sep 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6128 DONEGAL E, LAKELAND, FL 33813-3713 |
| Document Number | 0106300405 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 6128 DONEGAL E LAKELAND FL 338133713, LAKELAND, FL 33813-3713 |
| Document Number | 0106300405 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 010630/000405 |
| Instrument | 208604 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6128 DONEGAL E, LAKELAND, FL 33813-3713 |
| Document Number | 0102030691 |
| Book / Page | 010203 / 000691 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Name | Verified Name |
|---|---|
| Address | 6128 DONEGAL E LAKELAND FL 338133713, LAKELAND, FL 33813-3713 |
| Document Number | 0102030691 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 010203/000691 |
| Instrument | 133373 |
| Name | FIRST DIRECT LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2047 |
The 2025 property tax bill for 6128 Donegal E was $1,414 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,645 (+2.7%) | $310,508 (+6.57%) Land $44,000 Building $266,508 | |
| 2025 | $1,414.00 Homeowner's exemption | $149,606 | $291,360 Land $44,000 Building $247,360 |
| 2023 | $1,873.00 (+5.17%) Homeowner's exemption | $141,155 (+3%) | $304,230 (+10.27%) Land $42,000 Building $262,230 |
| 2022 | $1,781.00 Homeowner's exemption | $137,044 | $275,900 Land $40,000 Building $235,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6128 Donegal E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2002–2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6128 Donegal E is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures