6128 38th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 6128 38th St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 1977
Lot Size	0.164 acres (7,150 sqft)
Owner	Company Name on File
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Oct 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R25439`

Property Details

APN / Parcel Number

Primary APN	`R25439`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,268 sqft Living Area

Exterior

Year Built	Built 1977
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6128 38TH ST
City	LUBBOCK
State	TX
Zip	79407-3642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0017
Legal Description	PARK LORRAINE L 214
Legal Subdivision	PARK LORRAINE
Legal Lot Number	2140
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1009
Census Tract	1715

Owner

6128 38th St is owned by a company that acquired it in October 2017.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Company Name on File
Mailing Address	8103 TOLEDO AVE, LUBBOCK, TX 79424-3217
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage WESTERN BANK
Oct 9, 2019	Trustee's Deed, Construction Loan · Construction Mortgage WESTERN BK
Oct 19, 2017	Warranty Deed, Transfer SERVICE TITLE COMPANY
Oct 11, 2017	Warranty Deed, Transfer SERVICE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017
Deed Sale	Oct 19, 2017
Prior Sale	Oct 11, 2017
Deed Document Number	2017037690
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	6128 38TH ST, LUBBOCK, TX 79407-3642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043612
Date	Dec 7, 2017
Instrument	2017043612

Lender

Name	WESTERN BANK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 7, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 9, 2019
Property Address	6128 38TH ST, LUBBOCK, TX 79407-3642
Instrument Date	Oct 1, 2019
Instrument	39436
Transaction Type	Construction Loan
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6128 38TH ST LUBBOCK TX 794073642, LUBBOCK, TX 79407-3642

Mortgage

Document Number	0000039436
Date	Oct 9, 2019
Instrument	39436

Lender

Name	WESTERN BK
Type	Bank
Address	LUBBOCK, TX 79401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 8, 2020

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 19, 2017
Property Address	6128 38TH ST, LUBBOCK, TX 79407-3642
Document Number	0000037690
Instrument Date	Oct 17, 2017
Instrument	37690
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	SERVICE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8103 TOLEDO AVE LUBBOCK TX 794243217, LUBBOCK, TX 79424-3217

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 11, 2017
Property Address	6128 38TH ST, LUBBOCK, TX 79407-3642
Document Number	0000036702
Instrument Date	Oct 10, 2017
Instrument	36702
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	SERVICE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5807 91ST ST LUBBOCK TX 794243624, LUBBOCK, TX 79424-3624

Tax Assessment & Valuation

The 2025 property tax bill for 6128 38th St was $2,939, down 3.3% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,939.00 (-3.26%)	$142,755 Land $8,450 Building $134,305	$142,755 Land $8,450 Building $134,305
2024	$3,038.00 (+0.1%)
2023	$3,035.00 (-2.03%)	$144,962 Land $8,450 Building $136,512	$144,962 Land $8,450 Building $136,512
2022	$3,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6128 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6128 38th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Telespan Fixed Wireless	100 / 40
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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