Miami County property record for 6127 Rakestraw Rd, Covington, OH 45318
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 4.16 acres (181,253 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,000 (Feb 1994) |
| Tax Bill | $313 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H17-016350 |
| Primary APN | H17-016350 |
|---|---|
| Alternative APNs |
|
| Lot Area | 181,253 sqft (4.16 acres) |
|---|
| Street Address | 6127 RAKESTRAW RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-8878 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 5-8-21 STRIP THRU CEN SW |
| Legal Range | 05 |
| Legal Township | 08 |
| Legal Section | 21 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 320100 |
6127 Rakestraw Rd, residential vacant land, is owned and occupied by two individuals who bought it in February 1994.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6127 RAKESTRAW RD, COVINGTON, OH 45318-8878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 1994 · Amount on File |
| Deed Sale | Feb 2, 1994 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 5, 2026 |
| Property Address | 6127 RAKESTRAW RD, COVINGTON, OH 45318-8878 |
| Document Number | 0000000104 |
| Map Reference | VOL 40 PG 36 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2026OR-00104 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6127 RAKESTRAW RD, COVINGTON, OH 45318-8878 |
| Document Number | 0000000105 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026OR-00105 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate | 7.25% |
|---|---|
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 13.2% |
The 2025 property tax bill for 6127 Rakestraw Rd was $313, down 22.7% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $313.00 (-22.72%) | $10,990 (-7.41%) Land $10,990 | $31,400 Land $31,400 |
| 2024 | $405.00 (+2.53%) | $11,870 (-) Land $11,870 | |
| 2023 | $395.00 (+75.56%) | $11,870 (-) Land $11,870 | $33,900 (-) Land $33,900 |
| 2022 | $225.00 | $11,870 Land $11,870 | $33,900 Land $33,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6127 Rakestraw Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6127 Rakestraw Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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