6125 Spring Lake Ter, Fort Pierce, FL 34951 Property Records

St. Lucie County property record for 6125 Spring Lake Ter, Fort Pierce, FL 34951

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,814 sqft · built 2005
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$162,000 (Feb 2017)
Tax Bill$4,558 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1312-503-0113-000-0

Property Details

APN / Parcel Number

Primary APN1312-503-0113-000-0
Alternative APN
  • 155172

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,814 sqft Living Area
Gross Area2,295 sqft
1st Floor Area1,814 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialConcrete
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area441 sqft
DrivewayBrick Driveway
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number155172
Street Address6125 SPRING LAKE TER
CityFORT PIERCE
StateFL
Zip34951-3106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionPORTOFINO SHORES-PHASE THREE- (PB 43-40) LOT 340 (OR 3960-802)
Legal Range39E
Legal Township34S
Legal Section12
Legal SubdivisionPORTOFINO SHORES PHASE THREE
Legal Lot Number340
JurisdictionST LUCIE FL
Township / Civil DivisionFORT PIERCE
Census Block Group1
Census Block1005
Census Tract381107

Owner

6125 Spring Lake Ter is owned and occupied by an individual who bought it in February 2017.

Source: St. Lucie County records, as of October 6, 2026

Owner of RecordIndividual Name on File
Mailing Address6125 SPRING LAKE TER, FORT PIERCE, FL 34951-3106
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Deed of Trust, Mortgage · Line of Credit
SPACE COAST CREDIT UNION
Feb 3, 2017Special Warranty Deed, Transfer · FHA Mortgage
HARBOR COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2017 · Amount on File
Deed SaleFeb 3, 2017 · Amount on File
Prior SaleSep 1, 2016
Deed Document Number20174273993
Deed Book / Page3960 / 802
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Recording DateSep 15, 2026
Property Address6125 SPRING LAKE TER, FORT PIERCE, FL 34951-3106
Document Number0005669111
Book / Page5530 / 2847
Instrument DateAug 21, 2026
Instrument20265669111
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005669111,
DateSep 15, 2026
Book Page5530/2847
Instrument20265669111
Lender
NameSPACE COAST CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST LUCIE FL
Recording DateFeb 3, 2017
Property Address6125 SPRING LAKE TER, FORT PIERCE, FL 34951-3106
Document Number0039600802
Book / Page3960 / 0802
Map ReferenceMB43 PG40
Instrument DateJan 17, 2017
Instrument4273993
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,134.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address6125 SPRING LAKE TER, FORT PIERCE, FL 34951-3106

Mortgage

Document Number0004273994
DateFeb 3, 2017
Instrument4273994
Lender
NameHARBOR COMMUNITY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6125 Spring Lake Ter was $4,558 with a homeowner's exemption, up 12.1% from the year before.

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,558.00 (+12.07%) Homeowner's exemption$179,822$285,800 Land $69,100 Building $216,700
2024$4,067.00 (+5.14%)
2023$3,868.00 (+4.91%) Additional exemption filed$294,500 (+78.78%) Land $59,200 Building $235,300$294,500 (+20.6%) Land $59,200 Building $235,300
2022$3,687.00 Homeowner's exemption$164,725$244,200 Land $65,000 Building $179,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6125 Spring Lake Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6125 Spring Lake Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST LUCIE COUNTY UTIL NORTH COUNTY SYSTEM
private · serves 5,073 people · EPA ID FL4561689
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting35
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T, Hotwire Communications, Verizon.

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