6125 E FM 20, Lockhart, TX 78644 Property Records

Caldwell County property record for 6125 E FM 20, Lockhart, TX 78644

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,249 sqft · built 2006
Lot Size	51.3 acres (2,238,113 sqft)
Owner	Individual Name on Record
Tax Bill	$7,992 (2026)
Deeds & Mortgages	Nov 2021 Second Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0200273-100-000-00`

Property Details

APN / Parcel Number

Primary APN	`0200273-100-000-00`
Alternative APNs	`R16284` `16284`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,249 sqft Living Area
1st Floor Area	2,249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Georgian
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	2,238,113 sqft (51.3 acres)

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Patio Area	210 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16284
Street Address	6125 E FM 20
City	LOCKHART
State	TX
Zip	78644-4851
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A273 SWIFT, ARTHUR, ACRES 51.38
Legal Subdivision	SWIFT, ARTHUR
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	3
Census Block	3014
Census Tract	960102

Owner

Source: Caldwell County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6125 STATE PARK RD, LOCKHART, TX 78644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST LOCKHART NATIONAL BANK
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST LOCKHART NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	6125 E FM 20, LOCKHART, TX 78644-4851
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021007990
Date	Nov 1, 2021
Instrument	2021-007990

Lender

Name	FIRST LOCKHART NATIONAL BANK
Type	Bank
Address	LOCKHART, TX 78644

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	6125 E FM 20, LOCKHART, TX 78644-4851
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002390
Date	Apr 7, 2021
Instrument	2021-002390

Lender

Name	FIRST LOCKHART NATIONAL BANK
Type	Bank
Address	LOCKHART, TX 78644

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,992.00 (+92.62%)
2025		$517,020 (+8.12%) Land $36,840 Building $480,180	$1,338,720 (-2.93%) Land $858,540 Building $480,180
2024	$4,149.00 (+9.3%)
2023	$3,796.00 (+21.01%) Homeowner's exemption Senior Citizen's exemption	$478,186 Land $71,800 Building $505,030	$1,379,100 Land $874,070 Building $505,030
2022	$3,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Spry Air Fiber Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon, VTX Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E FM 20

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