6125 Baldridge Ter, Frederick, MD 21701 Property Records

Frederick County property record for 6125 Baldridge Ter, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,172 sqft · built 1993
Lot Size	0.04 acres (1,760 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Feb 2020)
Tax Bill	$3,951 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-283498`

Property Details

APN / Parcel Number

Primary APN	`09-283498`
Alternative APNs	`9283498` `283498`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,172 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,760 sqft (0.04 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	283498
Street Address	6125 BALDRIDGE TER
City	FREDERICK
State	MD
Zip	21701-5858
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 177 SEC B PLAT 42 1760 SQ FT SPRING RIDGE PUD
Legal Subdivision	SPRING RIDGE PUD
Legal Block	B
Legal Lot Number	177
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3000
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6125 Baldridge Ter, a townhouse, is owned and occupied by an individual who bought it in February 2020.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	6125 BALDRIDGE TER, FREDERICK, MD 21701-5858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Grant Deed, Transfer NFM LNDG
Oct 13, 2017	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2020 · Amount on File
Deed Sale	Feb 19, 2020 · Amount on File
Prior Sale	Oct 13, 2017 · Amount on File
Deed Book / Page	13536 / 216
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 19, 2020
Property Address	6125 BALDRIDGE TER, FREDERICK, MD 21701-5858
Document Number	0135360216
Book / Page	013536 / 000216
Instrument Date	Dec 24, 2019
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6125 BALDRIDGE TER FREDERICK MD 217015858, FREDERICK, MD 21701-5858

Mortgage

Document Number	135360224
Date	Feb 19, 2020
Book Page	013536/000224

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2050

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 13, 2017
Property Address	6125 BALDRIDGE TER, FREDERICK, MD 21701-5858
Document Number	0120780031
Book / Page	12078 / 0031
Map Reference	MB49 PG119
Instrument Date	Sep 28, 2017
Instrument	12078-0031
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	EXCALIBUR TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6125 BALBRIDGE TERRACE, FREDERICK, MD 21701-5858

Mortgage

Document Number	120780038
Date	Oct 13, 2017
Instrument	12078-0038

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6125 Baldridge Ter was $3,951.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,767	$379,400 Land $120,000 Building $259,400
2025	$3,951.00
2023	$3,296.00	$273,733	$284,500 Land $110,000 Building $174,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6125 Baldridge Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6125 Baldridge Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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