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6124 Cool Spring Ter N, Frederick, MD 21701 Property Records

Frederick County property record for 6124 Cool Spring Ter N, Frederick, MD 21701 · Last verified September 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1990
Square Footage2,436 sqft Total Area
Lot Size11,269 sqft (0.258 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Last Sale$400,000 (2015)
Tax Bill$5,407.00 (2023)

Property Details

APN / Parcel Number

Primary APN09-277315
Alternative APNs
  • 9277315
  • 277315

Interior

Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,436 sqft Total Area
1st Floor1,416 sqft 1st Floor
Basement Area665 sqft Basement
Finished Basement665 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area11,269 sqft (0.258 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Deck Area144 sqft Deck
PorchOpen Porch
Porch Area50 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected

Location & Zoning

Account Number277315
Old Parcel Number9277315
Street Address6124 COOL SPRING TER N
CityFREDERICK
StateMD
Zip21701-4761
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 61 SECT A PL 13 11,269 SQ. FT. SPRING RIDGE PUD
Legal SubdivisionSPRING RIDGE PUD
Legal Lot Number61
JurisdictionFREDERICK MD
Minor Civil Division9, NEW MARKET
Census Blockgroup3
Census Block3004
Census Tract751902

Owner

Source: Frederick County records · APN 09-277315

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6124 COOL SPRING TER N, FREDERICK, MD 21701-4761
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE CORP
Mar 28, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 13, 2015 · Amount on Record
Deed SaleOct 13, 2015 · Amount on Record
Prior SaleOct 13, 2015 · Amount on Record
Deed Doc Number0108000206
Deed Book / Page10800 / 0206
Last Transfer DateMar 28, 2017
Transfer Doc0117370294
Record RefreshedJun 07, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6124 COOL SPRING TER N, FREDERICK, MD 21701-4761
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6124 COOL SPRING TER N, FREDERICK, MD 21701-4761

Mortgage

Document Number0145420233
DateFeb 16, 2021
Book Page14542/233
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateMar 28, 2017
Property Address6124 COOL SPRING TER N, FREDERICK, MD 21701-4761
Document Number0117370294
Book / Page11737 / 0294
Map ReferenceMB42 PG171
Instrument DateMar 24, 2017
Instrument11737-0294
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyFull Amount Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address6124 COOL SPONG TERR, FREDERICK, MD 21701

Mortgage

Document Number0117370301
DateMar 28, 2017
Instrument11737-0301
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,407.00 Homeowner's exemption$473,400$505,200 Land $151,600 Building $353,600

Flood & Wildfire

6124 Cool Spring Ter N is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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