6123 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 6123 SE Windsong Ln, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,512 sqft · built 1996
Lot Size0.037 acres (1,612 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (May 2022)
Tax Bill$3,279 (2025)
Deeds & MortgagesAug 2026 Mortgage
May 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN25-38-41-013-000-1017.0-9-0000

Property Details

APN / Parcel Number

Primary APN25-38-41-013-000-1017.0-9-0000
Alternative APNs
  • 25-38-41-013-000-10170-9
  • 31593

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,512 sqft Living Area
1st Floor Area756 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeMansard
Roof MaterialBuilt-Up Asphalt
Lot Area1,612 sqft (0.037 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31593
Street Address6123 SE WINDSONG LN
CitySTUART
StateFL
Zip34997-8226
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionEMERALD LAKES PHASE X LOT 1017
Legal Range41E
Legal Township38S
Legal Section25
Legal SubdivisionEMERALD LAKES
Legal Block2
Legal Lot Number1017
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2000
Census Tract1410

Owner

6123 SE Windsong Ln, a townhouse, is owned and occupied by an individual who bought it in May 2022.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address6123 SE WINDSONG LN, STUART, FL 34997-8226
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 20, 2022Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jun 22, 2018Warranty Deed, Transfer · Conventional with PMI
STEARNS LNDG
Jun 22, 2018Quit Claim Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2022 · Amount on File
Deed SaleMay 20, 2022 · Amount on File
Prior SaleJun 22, 2018 · Amount on File
Deed Document Number20222961523
Deed Book / Page3314 / 1487
Prior Transfer DateJul 29, 2013
Prior Transfer Doc0026661893
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Recording DateAug 12, 2026
Property Address6123 SE WINDSONG LN, STUART, FL 34997-8226
Document Number0003199963
Book / Page3584 / 834
Instrument DateAug 7, 2026
Instrument20263199963
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6123 SE WINDSONG LN, STUART, FL 34997-8226

Mortgage

Document Number0003199963,
DateAug 12, 2026
Book Page3584/834
Instrument20263199963
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMay 20, 2022
Property Address6123 SE WINDSONG LN, STUART, FL 34997-8226
Document Number0033141487
Book / Page3314 / 1487
Map ReferenceMB 13 PG 56
Instrument DateMay 18, 2022
Instrument2961523
Transaction TypeTransfer
Record UpdatedJun 14, 2022
Title CompanyHOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address310 SADDLE RIDGE WAY, 310, FAYETTEVILLE, GA 30215-8144

Transferred To (Grantee/Buyer)

NameVerified Name
Address6123 SE WINDSONG LN, STUART, FL 34997-8226

Mortgage

Document Number0033141491
DateMay 20, 2022
Instrument3314/1491
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6123 SE WINDSONG LN, STUART, FL 34997-8226
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031421513
DateJul 13, 2020
Book Page3142/1513
Instrument2825297
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJun 22, 2018
Property Address6123 SE WINDSONG LN, STUART, FL 34997-8226
Document Number0030001174
Book / Page003000 / 001174
Instrument DateJun 21, 2018
Instrument2701766
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,274.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6123 SE WINDSONG LN STUART FL 349978226, STUART, FL 34997-8226

Mortgage

Document Number30001177
DateJun 22, 2018
Book Page003000/001177
Instrument2701767
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 21, 2048

June 2018: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateJun 22, 2018
Property Address6123 SE WINDSONG LN, STUART, FL 34997-8226
Document Number0030001172
Book / Page003000 / 001172
Instrument DateJun 21, 2018
Instrument2701765
Record UpdatedJul 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 DOUGLASS AVE SEBASTIAN FL 329586977, SEBASTIAN, FL 32958-6977

Tax Assessment & Valuation

The 2025 property tax bill for 6123 SE Windsong Ln was $3,279 with a homeowner's exemption, down 1.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,279.00 (-1.09%) Homeowner's exemption$250,301$262,370 Land $95,000 Building $167,370
2024$3,315.00 (+1.94%)
2023$3,252.00 (+164.39%) Additional exemption filed$236,163 (+105.42%)$254,420 (+17.13%) Land $95,000 Building $159,420
2022$1,230.00 Homeowner's exemption$114,968$217,220 Land $85,000 Building $132,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6123 SE Windsong Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims4 (1995–2014)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 2014 · rainfall accumulation
Claims by Event
  • Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6123 SE Windsong Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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