6123 Palomonte Dr, Temple, TX 76502 Property Records

Bell County property record for 6123 Palomonte Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,176 sqft · built 2019
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$282,900 (Aug 2020)
Tax Bill	$1,935 (2022)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0659480025`

Property Details

APN / Parcel Number

Primary APN	`0659480025`
Alternative APNs	`484565` `734776`

Interior

Stories	1 Story
Building Area	2,176 sqft Living Area
1st Floor Area	2,176 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6123 PALOMONTE DR
City	TEMPLE
State	TX
Zip	76502-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA TERRA PHASE I, BLOCK 007, LOT 0018
Legal Subdivision	BELLA TERRA PHASE I
Legal Block	7
Legal Lot Number	18
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2022
Census Tract	21305

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6123 PALOMONTE DR, TEMPLE, TX 76502-8015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS LLC
Aug 3, 2020	Vendor's Lien, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 24, 2020	Loan Modification, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	202039223
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	0000039223
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	6123 PALOMONTE DR, TEMPLE, TX 76502-8015
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066705
Date	Oct 12, 2021
Instrument	2021066705

Lender

Name	GO DIRECT LENDERS LLC
Type	Mortgage Company
Address	ENCINO, CA 91316

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

August 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 3, 2020
Property Address	6123 PALOMONTE DR, TEMPLE, TX 76502-8015
Document Number	0000039223
Map Reference	DOC 2018-21A&B
Instrument Date	Jul 31, 2020
Instrument	2020-00039223
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S WHEAT RD, 50, BELTON, TX 76513-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4608 STONE RIDGE DR, TEMPLE, TX 76502-3732

Mortgage

Document Number	0000039224
Date	Aug 3, 2020
Instrument	2020-00039224

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	6123 PALOMONTE DR, TEMPLE, TX 76502-8015
Document Number	0000031479
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	50 S WHEAT RD BELTON TX 765138220, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031479
Date	Jun 29, 2020
Instrument	31479

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 28, 2021

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,653 (-0.69%) Land $55,000 Building $296,653	$351,653 (-0.69%) Land $55,000 Building $296,653
2023		$354,101 Land $55,000 Building $299,101	$354,101 Land $55,000 Building $299,101
2022	$1,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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