6123 E Oyer Ln, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 6123 E Oyer Ln, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,990 sqft · built 2018
Lot Size	0.4 acres (17,423 sqft)
Owner	2 Company Names on Record
Last Sale	$1,820,000 (Jul 2023)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2023 Sale + 8 more
Flood Zone	Zone X (moderate risk)
APN	`211-48-914`

Property Details

APN / Parcel Number

Primary APN	`211-48-914`
Alternative APN	`211489142`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,990 sqft Living Area
Gross Area	4,140 sqft
1st Floor Area	3,990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	17,423 sqft (0.4 acres)
View / Lot	Cul-De-Sac
Parking Spaces	4 Parking Spaces
Pool Area	779 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6123 E OYER LN
City	CAVE CREEK
State	AZ
Zip	85331-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-35
Legal Description	LONE MOUNTAIN MCR 996-14
Legal Range	4E
Legal Township	5N
Legal Section	16
Legal Subdivision	LONE MOUNTAIN
Legal Lot Number	772
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3034
Census Tract	613000

Owner

Source: Maricopa County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK
Jul 25, 2023	Warranty Deed, Transfer ROC TITLE AGENCY LLC
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Feb 3, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED STATES SENATE FCU
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Sep 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 16, 2019	Intrafamily Transfer, Transfer · ARM BBVA USA
Jun 21, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COMPASS BANK
Jun 21, 2018	Quit Claim Deed, Transfer PGP TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	2023386317
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	0000631782
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Sep 25, 2026
Property Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545
Document Number	0000562560
Instrument Date	Sep 16, 2026
Instrument	2026562560
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545
Investor	Possibly a Property Investor

Mortgage

Document Number	0000562560,
Date	Sep 25, 2026
Instrument	2026562560

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2056

Interest

Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 25, 2023
Property Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545
Document Number	0000386317
Map Reference	MB 996 PG 14
Instrument Date	Jul 11, 2023
Instrument	20230386317
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ROC TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545
Investor	Possibly a Property Investor

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6123 E OYER LN, ALEXANDRIA, VA 22314

Mortgage

Document Number	0000485098
Date	Jun 8, 2022
Instrument	20220485098

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 7, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001053666
Date	Dec 30, 2019
Instrument	20191053666

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	237 Months
Due	Sep 26, 2039

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090221
Date	Feb 3, 2020
Instrument	20200090221

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 23, 2030

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545

Mortgage

Document Number	0001101789
Date	Nov 12, 2020
Instrument	20201101789

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 26, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 26, 2019
Property Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545
Document Number	0000763255
Instrument Date	Sep 12, 2019
Instrument	763255
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6123 E OYER LN CAVE CREEK AZ 853312545, CAVE CREEK, AZ 85331-2545

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 16, 2019
Property Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545
Document Number	0000631782
Map Reference	MB 996 PG 14
Instrument Date	Aug 12, 2019
Instrument	20190631782
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545

Mortgage

Document Number	0000631783
Date	Aug 16, 2019
Instrument	20190631783

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Margin	2
Max Rate	8.5%

June 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 21, 2018
Property Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545
Document Number	0000473341
Map Reference	MB 996 PG 14
Instrument Date	Jun 20, 2018
Instrument	20180473341
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	PGP TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16767 N PERIMETER DR STE 100, 16767, SCOTTSDALE, AZ 85260-1064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545

Mortgage

Document Number	0000473343
Date	Jun 21, 2018
Instrument	20180473343

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 21, 2018
Property Address	6123 E OYER LN, CAVE CREEK, AZ 85331-2545
Document Number	0000473342
Instrument Date	Jun 20, 2018
Instrument	473342
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	PGP TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6123 E OYER LN CAVE CREEK AZ 853312545, CAVE CREEK, AZ 85331-2545

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,420 (+151.27%)	$1,534,200 (-0.61%) Land $306,800 Building $1,227,400
2025	$3,616.00 (+7.24%)	$61,057 (-63.44%)	$1,543,600 (-7.57%) Land $308,700 Building $1,234,900
2024		$167,000 (+37.14%)	$1,670,000 (+37.14%) Land $334,000 Building $1,336,000
2023	$3,372.00 (+2.87%)	$121,770 Land $24,350 Building $97,420	$1,217,700 Land $243,500 Building $974,200
2022	$3,278.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
Mojo Broadband Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AirFiber WISP.

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