Frederick County property record for 6123 Cornwall Ter, Frederick, MD 21701 · Last verified September 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,210 sqft Total Area |
| Lot Size | 8,588 sqft (0.197 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $619,000 (2023) |
| Tax Bill | $5,113.00 (2023) |
Source: Frederick County records · APN 09-276769
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6123 CORNWALL TER, FREDERICK, MD 21701-4774 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Apr 14, 2023 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| May 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE COLUMBIA BANK |
| Aug 14, 2019 | Deed of Trust, Mortgage · Line of Credit THE COLUMBIA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2023 · Amount on Record |
| Deed Sale | Apr 14, 2023 · Amount on Record |
| Deed Doc Number | 0016402321 |
| Deed Book / Page | 16402 / 321 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6123 CORNWALL TER, FREDERICK, MD 21701-4774 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 6123 CORNWALL TER, FREDERICK, MD 21701-4774 |
| Document Number | 0175790327 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 17579/327 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 11.1% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 14, 2023 |
| Property Address | 6123 CORNWALL TER, FREDERICK, MD 21701-4774 |
| Document Number | 0164020321 |
| Book / Page | 16402 / 321 |
| Map Reference | MB 42 PG 147 |
| Instrument Date | Apr 07, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2023 |
| Title Company | RLM TITLE AGENCY, REALM TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 6123 CORNWALL TER, FREDERICK, MD 21701-4774 |
| Document Number | 0016402327 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 16402/327 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6123 CORNWALL TER, FREDERICK, MD 21701-4774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0129990264 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 12999/0264 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | ELLICOTT CITY, MD 21042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6123 CORNWALL TER, FREDERICK, MD 21701-4774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0131450161 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 13145/0161 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,113.00 | $428,767 | $458,600 Land $150,900 Building $307,700 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 09-276769 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,210 sqft Total Area |
| 1st Floor | 1,130 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,588 sqft (0.197 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 546 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Sewage Connected |
| Account Number | 276769 |
|---|---|
| Old Parcel Number | 9276769 |
| Street Address | 6123 CORNWALL TER |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4774 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 87 SEC A PLAT 20 8588 SQ FT SPRING RIDGE P.U.D. |
| Legal Subdivision | SPRING RIDGE PUD |
| Legal Lot Number | 87 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 9, NEW MARKET |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 751902 |
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