Rowan County property record for 6122 Lowder Rd, Salisbury, NC 28147
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,673 sqft · built 2024 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Dec 2025) |
| Tax Bill | $1,803 (2026) |
| Deeds & Mortgages | Aug 2024 Construction Loan Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 454 148 |
| Primary APN | 454 148 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,673 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,651 sqft (0.52 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 6122 LOWDER RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28147-8576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L5 .52AC |
| Legal Subdivision | LOWDER CROSSING |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | LOCKE |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 51901 |
6122 Lowder Rd is owned and occupied by two individuals who bought it in December 2025.
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6122 LOWDER RD, SALISBURY, NC 28147-8576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 1, 2024 | Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC |
| Dec 23, 2025 | Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on File |
| Deed Sale | Dec 23, 2025 · Amount on File |
| Deed Book / Page | 1474 / 938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 6122 LOWDER RD, SALISBURY, NC 28147-8576 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1612 SEATTLE SLEW CT, WAXHAW, NC 28173-6642 |
| Investor | Possibly a Property Investor |
| Document Number | 0014460430 |
|---|---|
| Date | Aug 1, 2024 |
| Book Page | 1446/430 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 23, 2025 |
| Property Address | 6122 LOWDER RD, SALISBURY, NC 28147-8576 |
| Document Number | 0014740938 |
| Book / Page | 1474 / 938 |
| Map Reference | MB 9995 PG 10968 |
| Instrument Date | Dec 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2208 W CONE BLVD, GREENSBORO, NC 27408-4020 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6122 LOWDER RD, SALISBURY, NC 28147-8576 |
| Document Number | 0001474939 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 1474/939 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2026 property tax bill for 6122 Lowder Rd was $1,803.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,803.00 | $266,257 Land $29,609 Building $236,648 | $266,257 Land $29,609 Building $236,648 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6122 Lowder Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6122 Lowder Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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