Citrus County property record for 6122 E Penrose St, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 953 sqft · built 1973 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,500 (Oct 2023) |
| Tax Bill | $1,981 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-29-0010-03960-009.0 |
| Primary APN | 20E-19S-29-0010-03960-009.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 953 sqft Living Area |
| 1st Floor Area | 953 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Area | 312 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 238 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1822696 |
|---|---|
| Old Parcel Number | 2919S20E0010039600090 |
| Street Address | 6122 E PENROSE ST |
| City | INVERNESS |
| State | FL |
| Zip | 34452-7939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR MED DENSITY RESIDENT |
| Legal Description | INVERNESS HGLDS WEST PB 5 PG 19 LOT 9 BLK 396 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 32 |
| Legal Subdivision | INVERNESS HIGHLANDS WEST |
| Legal Block | 396 |
| Legal Lot Number | 9 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 451104 |
6122 E Penrose St is owned and occupied by two individuals who bought it in October 2023.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6122 E PENROSE ST, INVERNESS, FL 34452-7939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2023 | Warranty Deed, Transfer · FHA Mortgage PNC BANK NA |
| Mar 6, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on File |
| Deed Sale | Oct 2, 2023 · Amount on File |
| Deed Document Number | 2023056976 |
| Deed Book / Page | 3414 / 637 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Oct 2, 2023 |
| Property Address | 6122 E PENROSE ST, INVERNESS, FL 34452-7939 |
| Document Number | 0034140637 |
| Book / Page | 3414 / 637 |
| Map Reference | MB 5 PG 19-33 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023056976 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,186.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 LORRAINE ST, MANNSVILLE, NY 13661-2203 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6122 E PENROSE ST, INVERNESS, FL 34452-7939 |
| Document Number | 0003414639 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 3414/639 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 6122 E PENROSE ST, INVERNESS, FL 34452-7939 |
| Document Number | 0030481913 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 6122 E PENROSE ST INVERNESS FL 344527939, INVERNESS, FL 34452-7939 |
| Document Number | 0030481913 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 003048/001913 |
| Instrument | 16090 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6122 E Penrose St was $1,981 with an additional exemption, up 48.7% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,981.00 (+48.72%) Additional exemption filed | $119,392 (-0.3%) Land $11,200 Building $108,192 | $119,392 (-0.3%) Land $11,200 Building $108,192 |
| 2024 | $1,332.00 (+307.34%) Homeowner's exemption Additional exemption filed | $119,750 (+2.6%) Land $8,720 Building $111,030 | $119,750 (+2.6%) Land $8,720 Building $111,030 |
| 2023 | $327.00 (-11.38%) Homeowner's exemption Additional exemption filed | $116,711 (+23.19%) Land $6,720 Building $109,991 | $116,711 (+23.19%) Land $6,720 Building $109,991 |
| 2022 | $369.00 Homeowner's exemption Additional exemption filed | $94,738 Land $4,400 Building $90,338 | $94,738 Land $4,400 Building $90,338 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6122 E Penrose St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6122 E Penrose St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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