6121 Speckled Rd, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 6121 Speckled Rd, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1991
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042-451-006-000`

Property Details

APN / Parcel Number

Primary APN	`042-451-006-000`
Alternative APNs	`04245106100` `0424510610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	16,553 sqft (0.38 acres)
Terrain	Gentle Slope
Parking Spaces	1 Parking Space
Patio Area	1,352 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	6121 SPECKLED RD
City	POLLOCK PINES
State	CA
Zip	95726-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 6 SLY PARK HLS 6
Legal Subdivision	SLY PARK HLS 6
Legal Lot Number	6
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2000
Census Tract	31406

Owner

6121 Speckled Rd is owned and occupied by two individuals who acquired it in July 2021.

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6121 SPECKLED RD, POLLOCK PINES, CA 95726-9405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Intrafamily Transfer, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Jul 6, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Sep 16, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Sep 12, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Aug 7, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021
Deed Sale	Jul 6, 2021
Prior Sale	Jul 6, 2021 · Amount on File
Deed Document Number	202144052
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jul 6, 2021
Property Address	6121 SPECKLED RD, POLLOCK PINES, CA 95726-9405
Document Number	0000044052
Map Reference	MB E PG 12
Instrument Date	Jul 1, 2021
Instrument	2021-0044052
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 MUNICH ST, SAN FRANCISCO, CA 94112-3550

Mortgage

Document Number	0000044053
Date	Jul 6, 2021
Instrument	2021-0044053

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 6, 2021
Property Address	6121 SPECKLED RD, POLLOCK PINES, CA 95726-9405
Document Number	0000044051
Map Reference	MB E PG 12
Instrument Date	Jun 30, 2021
Instrument	2021-0044051
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6121 SPECKLED RD, POLLOCK PINES, CA 95726-9405

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6121 SPECKLED RD, POLLOCK PINES, CA 95726-9405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6121 SPECKIZEB ROAD, POLLOCK PINES, CA 95726

Mortgage

Document Number	0000050101
Date	Sep 16, 2020
Instrument	2020-0050101

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6121 SPECKLED RD, POLLOCK PINES, CA 95726-9405
Document Number	0000039738
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6121 SPECKLED RD POLLOCK PINES CA 957269405, POLLOCK PINES, CA 95726-9405

Mortgage

Document Number	0000039738
Date	Sep 23, 2019
Instrument	39738

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 7, 2017
Property Address	6121 SPECKLED RD, POLLOCK PINES, CA 95726-9405
Document Number	0000032764
Map Reference	MB E PG 12
Instrument Date	Jul 28, 2017
Instrument	2017-0032764
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6121 SPECKLED RD, POLLOCK PINES, CA 95726-9405

Mortgage

Document Number	0000032765
Date	Aug 7, 2017
Instrument	2017-0032765

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6121 Speckled Rd was $5,229 with a homeowner's exemption, up 4.6% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$492,504 (+2%) Land $97,418 Building $395,086
2025	$5,229.00 (+4.62%) Homeowner's exemption	$482,848 Land $95,508 Building $387,340
2024	$4,998.00 (+2%)
2023	$4,900.00 (+1.58%) Homeowner's exemption	$464,100 Land $91,800 Building $372,300
2022	$4,824.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6121 Speckled Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6121 Speckled Rd is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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