Okaloosa County property record for 6120 Willow Ln N, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 2006 |
| Lot Size | 0.355 acres (15,440 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,500 (Dec 2016) |
| Tax Bill | $1,105 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-7050-5 |
| Primary APN | C56-000-596-7050-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,165 sqft |
| 1st Floor Area | 1,440 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 15,440 sqft (0.355 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 65 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6120 WILLOW LN N |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-5407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN GLEN LOT 11 BLK A |
| Legal Range | 23W |
| Legal Township | 04N |
| Legal Section | 25 |
| Legal Subdivision | HIDDEN GLEN |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 20305 |
6120 Willow Ln N is owned and occupied by two individuals who acquired it in September 2018.
Source: Okaloosa County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6120 WILLOW LN N, CRESTVIEW, FL 32539-5407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jul 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 29, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage FIRST CMNTY MTG INC |
| Dec 27, 2018 | Quit Claim Deed MOULTON LAND TITLE INC |
| Oct 8, 2018 | Quit Claim Deed, Transfer MOULTON LAND TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2016 · Amount on File |
| Deed Sale | Dec 30, 2016 · Amount on File |
| Prior Sale | Jun 24, 2008 · Amount on File |
| Deed Document Number | 20163109941 |
| Deed Book / Page | 3282 / 174 |
| Last Transfer Date | Sep 18, 2018 |
| Transfer Doc | 0033702713 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 17, 2026 |
| Property Address | 6120 WILLOW LN N, CRESTVIEW, FL 32539-5407 |
| Document Number | 0003839606 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 20263839606 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6120 WILLOW LN N, CRESTVIEW, FL 32539-5407 |
| Document Number | 0003839606, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 20263839606 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Jul 1, 2052 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 6120 WILLOW LN N, CRESTVIEW, FL 32539-5407 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6120 WILLOW LN N, CRESTVIEW, FL 32539-5407 |
| Document Number | 0036311946 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 3631/1946 |
| Instrument | 3562557 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 6120 WILLOW LN N, CRESTVIEW, FL 32539-5407 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6120 WILLOW LN N, CRESTVIEW, FL 32539-5407 |
| Document Number | 0035454727 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 3545/4727 |
| Instrument | 3454329 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Jan 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 29, 2019 |
| Property Address | 6120 WILLOW LN N, CRESTVIEW, FL 32539-5407 |
| Document Number | 0034260685 |
| Book / Page | 003426 / 000685 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 3314431 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6120 WILLOW LN N CRESTVIEW FL 325395407, CRESTVIEW, FL 32539-5407 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 6120 WILLOW LN N, CRESTVIEW, FL 32539-5407 |
| Document Number | 0033793245 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6120 WILLOW LN N CRESTVIEW FL 325395407, CRESTVIEW, FL 32539-5407 |
| Document Number | 0033793245 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 003379/003245 |
| Instrument | 3250522 |
| Name | FIRST CMNTY MTG INC |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 27, 2018 |
| Property Address | 6120 WILLOW LN N, CRESTVIEW, FL 32539-5407 |
| Document Number | 0033793244 |
| Book / Page | 003379 / 003244 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 3250521 |
| Record Updated | Jan 14, 2019 |
| Title Company | MOULTON LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6120 WILLOW LN N CRESTVIEW FL 325395407, CRESTVIEW, FL 32539-5407 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 8, 2018 |
| Property Address | 6120 WILLOW LN N, CRESTVIEW, FL 32539-5407 |
| Document Number | 0033702713 |
| Book / Page | 003370 / 002713 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 3236794 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | MOULTON LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6120 WILLOW LN N CRESTVIEW FL 325395407, CRESTVIEW, FL 32539-5407 |
The 2025 property tax bill for 6120 Willow Ln N was $1,105 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,105.00 Homeowner's exemption | $139,271 | $209,313 Land $25,716 Building $183,597 |
| 2023 | $1,029.00 (+3%) Homeowner's exemption | $131,404 (+3%) | $197,916 (+8.52%) Land $21,848 Building $176,068 |
| 2022 | $999.00 Homeowner's exemption | $127,577 | $182,374 Land $20,419 Building $161,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6120 Willow Ln N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6120 Willow Ln N is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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