6120 Lake Ave, Elyria, OH 44035 Property Records

Lorain County property record for 6120 Lake Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,799 sqft · built 1993
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Apr 2014)
Tax Bill	$4,287 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-004-102-026`

Property Details

APN / Parcel Number

Primary APN	`06-21-004-102-026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	1,809 sqft
Basement Area	1,745 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6120 LAKE AVE
City	ELYRIA
State	OH
Zip	44035-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEWBERRY TRACT
Legal Subdivision	NEWBERRY TRACT
Legal Tract	21
Legal Block	102
Legal Lot Number	4
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1023
Census Tract	70200

Owner

Source: Lorain County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6120 LAKE AVE, ELYRIA, OH 44035-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2014 · Amount on Record
Deed Sale	Apr 10, 2014 · Amount on Record
Deed Document Number	2014500889
Prior Transfer Date	Jan 11, 2011
Prior Transfer Doc	0000362150
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6120 LAKE AVE, ELYRIA, OH 44035-1020
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6120 LAKE AVE, ELYRIA, OH 44035-1020

Mortgage

Document Number	0000072961
Date	Oct 27, 2025
Instrument	2025-0072961

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6120 LAKE AVE, ELYRIA, OH 44035-1020
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000888453
Date	Aug 23, 2022
Instrument	2022-0888453

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,287.00 (-0.33%) Homeowner's exemption	$79,320 (-0.01%) Land $14,230 Building $65,090	$226,640 (-) Land $40,670 Building $185,970
2024	$4,301.00 (+5.96%)	$79,324 (+23.78%) Land $14,235 Building $65,090	$226,640 (+23.78%) Land $40,670 Building $185,970
2023	$4,059.00 (+0.35%)	$64,085 (+0.01%) Land $12,593 Building $51,492	$183,100 (-) Land $35,980 Building $147,120
2022	$4,045.00	$64,080 Land $12,590 Building $51,490
2021			$183,100 Land $35,980 Building $147,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Brightspeed.

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