6120 Chene Ct, Lutz, FL 33558 Property Records

Hillsborough County property record for 6120 Chene Ct, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,843 sqft · built 1998
Lot Size	0.53 acres (23,076 sqft)
Owner	2 Individual Names on File
Last Sale	$666,100 (Aug 2021)
Tax Bill	$16,054 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012945-4118`

Property Details

APN / Parcel Number

Primary APN	`012945-4118`
Alternative APN	`U0727180HW000002000460`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,843 sqft Living Area
Gross Area	3,806 sqft
1st Floor Area	2,843 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	23,076 sqft (0.53 acres)
Lot Dimensions	212 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	403 sqft
Patio Area	669 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0129454118
Street Address	6120 CHENE CT
City	LUTZ
State	FL
Zip	33558-2848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	CHEVAL WEST VILLAGE 4 PHASE 2 LOT 46 BLOCK 2
Legal Range	18E
Legal Township	27S
Legal Section	07
Legal Subdivision	CHEVAL WEST VILLAGE 4 PHASE 2
Legal Phase	2
Legal Tract	HW
Legal Block	2
Legal Lot Number	46
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	1
Census Block	1001
Census Tract	11509

Owner

6120 Chene Ct is owned and occupied by two individuals who bought it in August 2021.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6120 CHENE CT, LUTZ, FL 33558-2848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Dec 12, 1998 · Amount on File
Deed Document Number	2021402048
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 10, 2021
Property Address	6120 CHENE CT, LUTZ, FL 33558-2848
Document Number	2021402048
Map Reference	MB 80 PG 19
Instrument Date	Aug 6, 2021
Instrument	2021402048
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	AMERICAN PATRIOT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,662.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7801 BEECHTREE LN, 7801, POWELL, TN 37849-5392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6120 CHENE CT, LUTZ, FL 33558-2848

Mortgage

Document Number	2021402049
Date	Aug 10, 2021
Instrument	2021402049

Lender

Name	BISCAYNE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 6120 Chene Ct was $16,054.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$690,230 (-4.93%) Land $190,693 Building $499,537	$690,230 (-4.93%) Land $190,693 Building $499,537
2025	$16,054.00	$726,055 Land $190,693 Building $535,362	$726,055 Land $190,693 Building $535,362
2023	$13,449.00 (-1.45%)	$622,816 (-2.89%) Land $166,088 Building $456,728	$622,816 (-2.89%) Land $166,088 Building $456,728
2022	$13,647.00	$641,336 Land $147,633 Building $493,703	$641,336 Land $147,633 Building $493,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6120 Chene Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2003–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Tropical Storm Debby, Jul 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6120 Chene Ct is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20