612 Worsham Mill Rd, Ruffin, NC 27326 Property Records

Rockingham County property record for 612 Worsham Mill Rd, Ruffin, NC 27326

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,500 sqft · built 1979
Lot Size	84.4 acres (3,676,464 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jan 2020)
Tax Bill	$2,486 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8938-00-33-9594-00`

Property Details

APN / Parcel Number

Primary APN	`8938-00-33-9594-00`
Alternative APN	`162846`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,500 sqft Finished Area
1st Floor Area	496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Logs
Construction Type	Frame
Lot Area	3,676,464 sqft (84.4 acres)
Porch	Slab
Porch Area	788 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Geothermal

Location & Zoning

Account Number	162846
Street Address	612 WORSHAM MILL RD
City	RUFFIN
State	NC
Zip	27326-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES AG COU
Legal Description	R M RAWLEY LAND SR 1925 84.40 AC
Legal Subdivision	RUFFIN TOWNSHIP
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	RUFFIN
Census Block Group	1
Census Block	1012
Census Tract	40102

Owner

612 Worsham Mill Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Rockingham County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	612 WORSHAM MILL RD, RUFFIN, NC 27326-9408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 31, 2020	Warranty Deed, Transfer WILLIAM B WHARTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Deed Document Number	2020594946
Deed Book / Page	1572 / 1111
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Property Address	612 WORSHAM MILL RD, RUFFIN, NC 27326-9408
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000646298
Date	Nov 13, 2023
Book Page	1657/2385
Instrument	646298

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Property Address	612 WORSHAM MILL RD, RUFFIN, NC 27326-9408
Transaction Type	Mortgage
Record Updated	Nov 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000633608
Date	Nov 2, 2022
Book Page	1637/1722
Instrument	633608

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Nov 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Jan 31, 2020
Property Address	612 WORSHAM MILL RD, RUFFIN, NC 27326-9408
Document Number	0000594946
Book / Page	001572 / 001111
Instrument Date	Jan 31, 2017
Instrument	594946
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 CEDAR LN REIDSVILLE NC 27320, REIDSVILLE, NC 27320

Mortgage

Document Number	594947
Date	Jan 31, 2020
Book Page	001572/001114
Instrument	594947

Lender

Name	WILLIAM B WHARTON
Address	160 THURMAN RD, BEAUFORT, NC 28516-6602
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 30, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 612 Worsham Mill Rd was $2,486, down 2.1% from the year before.

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,486.00 (-2.13%)	$604,885 (-) Land $256,531 Building $348,354	$604,885 (-) Land $256,531 Building $348,354
2025	$2,540.00	$604,885 Land $256,531 Building $348,354	$604,885 Land $256,531 Building $348,354
2023	$1,799.00	$423,454 Land $233,210 Building $190,244	$423,454 Land $233,210 Building $190,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 612 Worsham Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 612 Worsham Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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