612 Wayskin Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 612 Wayskin Dr, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,119 sqft · built 1985
Lot Size	2.43 acres (105,851 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Dec 2013)
Tax Bill	$2,994 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059-30-00-078.00`

Property Details

APN / Parcel Number

Primary APN	`059-30-00-078.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,119 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	105,851 sqft (2.43 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	612 WAYSKIN DR
City	COVINGTON
State	KY
Zip	41015-2373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONTIER ACS SEC 1 LOT 1 BEING 2.4297 AC & 0.11 AC GAP PARCEL INCL LAND EXCHANGE
Legal Subdivision	FRONTIER ACRES
Legal Phase	1,2
Legal Lot Number	1,F
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4010
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	612 WAYSKIN DR, COVINGTON, KY 41015-2373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2013 · Amount on Record
Deed Sale	Dec 20, 2013 · Amount on Record
Prior Sale	Jun 22, 2007 · Amount on Record
Deed Document Number	201312 20 059 00166
Deed Book / Page	3383 / 1
Prior Transfer Date	Jan 19, 2007
Prior Transfer Doc	0005900183
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	612 WAYSKIN DR, COVINGTON, KY 41015-2373
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 WAYSKIN DR, COVINGTON, KY 41015-2373

Mortgage

Document Number	0005900273
Date	Sep 14, 2022
Book Page	407/55
Instrument	22091405900273

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 23, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	612 WAYSKIN DR, COVINGTON, KY 41015-2373
Document Number	0000000006
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	612 WAYSKIN DR COVINGTON KY 410152373, COVINGTON, KY 41015-2373

Mortgage

Document Number	0000000006
Date	Oct 19, 2020
Book Page	00M113/000055
Instrument	6

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Oct 18, 2023

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	612 WAYSKIN DR, COVINGTON, KY 41015-2373
Document Number	00M1130085
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	612 WAYSKIN DR COVINGTON KY 410152373, COVINGTON, KY 41015-2373

Mortgage

Document Number	00M1130085
Date	Oct 19, 2020
Book Page	00M113/000085

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 18, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,000 (+19.46%) Land $45,000 Building $316,000	$361,000 (+19.46%) Land $45,000 Building $316,000
2025	$2,994.00 (-7.05%)	$302,200 (-) Land $20,000 Building $282,200	$302,200 (-) Land $20,000 Building $282,200
2023	$3,221.00	$302,200 Land $20,000 Building $282,200	$302,200 Land $20,000 Building $282,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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