612 Water St, Cambridge, OH 43725 Property Records

Guernsey County property record for 612 Water St, Cambridge, OH 43725

Property Summary

Property Type	Other Improved
Details	57,600 sqft
Lot Size	0.178 acres (7,760 sqft)
Owner	Company Name on Record
Last Sale	$1,450,000 (Jun 2024)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0002650.000`

Property Details

APN / Parcel Number

Primary APN	`06-0002650.000`
Alternative APN	`001315-2`

Interior

Stories	1 Story
Building Area	57,600 sqft Total Area

Exterior

Lot Area	7,760 sqft (0.178 acres)
Lot Dimensions	194 ft deep x 40 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	001315-2
Street Address	612 WATER ST
City	CAMBRIDGE
State	OH
Zip	43725
Property Category	Other
Property Type	Other > Other Improved
Legal Description	R3 T2 SA04-07 4 HOOD & HATCHER
Legal Range	03W
Legal Township	02N
Legal Section	04
Legal Subdivision	HOOD & HATCHER
Legal Tract	2
Legal Lot Number	4
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3000
Census Tract	977400

Owner

Source: Guernsey County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17226 INDUSTRIAL HWY, CALDWELL, OH 43724-9779
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit FIDELITY NATIONAL TITLE
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage HARVEST COMMERCIAL CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2024 · Amount on Record
Deed Sale	Jun 26, 2024 · Amount on Record
Deed Document Number	20243998
Deed Book / Page	597 / 3394
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Recording Date	Aug 7, 2026
Property Address	612 WATER ST, CAMBRIDGE, OH 43725
Document Number	0000004179
Book / Page	613 / 3349
Instrument Date	Jul 29, 2026
Instrument	20264179
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000004179,
Date	Aug 7, 2026
Book Page	613/3349
Instrument	20264179

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Oct 1, 2029

Interest

Rate	6.43%
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Recording Date	Aug 7, 2026
Property Address	612 WATER ST, CAMBRIDGE, OH 43725
Document Number	0000004189
Book / Page	613 / 3443
Instrument Date	Jul 7, 2026
Instrument	20264189
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	17226 INDUSTRIAL HWY, CALDWELL, OH 43724-9779

Mortgage

Document Number	0000004189,
Date	Aug 7, 2026
Book Page	613/3443
Instrument	20264189

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	8%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Recording Date	Jul 8, 2026
Property Address	612 WATER ST, CAMBRIDGE, OH 43725
Document Number	0000003526
Book / Page	612 / 5346
Instrument Date	Jun 25, 2026
Instrument	20263526
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	725 WATER ST, CAMBRIDGE, OH 43725-1241

Mortgage

Document Number	0000003526,
Date	Jul 8, 2026
Book Page	612/5346
Instrument	20263526

Lender

Name	HARVEST COMMERCIAL CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,273.00	$20,643 (-) Land $2,523 Building $18,120
2024	$1,273.00 (+1.03%)	$20,643 (+1.81%) Land $2,523 Building $18,120	$58,978 (+1.63%) Land $7,208 Building $51,770
2023	$1,260.00 (+3.19%)	$20,276 (-0.17%) Land $2,156 Building $18,120
2022	$1,221.00	$20,310 Land $2,160 Building $18,150	$58,030 (+0.17%) Land $6,160 Building $51,870
2021			$57,930 Land $6,160 Building $51,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–2026)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2004 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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