November 2023: Legal Action/Court Order, Foreclosure
Document Type
Legal Action/Court Order
Jurisdiction
CHEROKEE IA
Recording Date
Nov 17, 2023
Property Address
612 W BEECH ST, CHEROKEE, IA 51012-1713
Document Number
02023/1988
Book / Page
2023 / 1988
Instrument Date
Nov 14, 2023
Instrument
2023 1988
Transaction Type
Foreclosure
Record Updated
Jan 23, 2026
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$39.20
Amount Accuracy
Rounded by County
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
6096 S AVE, CHEROKEE, IA 51012-7081
Mortgage
Document Number
0020231989
Date
Nov 17, 2023
Instrument
2023 1989
Lender
Name
STATE SAVINGS BANK
Type
Bank
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
Tax Assessment & Valuation
The 2026 property tax bill for 612 W Beech St was $586 with a homeowner's exemption, up 94% from the year before.
Source: Cherokee County assessment roll, as of October 7, 2025
Property Jurisdictions
Type
Name
State
Iowa
County
Cherokee County
Municipality
Cherokee City
Unified School District
Cherokee Community School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$586.00 (+94.04%)
$69,090 (+75.04%)Land $11,760Building $57,330
$69,090 (+75.04%)Land $11,760Building $57,330
2025
$302.00Homeowner's exemption
$39,470Land $11,760Building $27,710
$39,470Land $11,760Building $27,710
2024
$302.00
2023
$28,370 (+24.21%)Land $11,760Building $16,610
$28,370Land $11,760Building $16,610
2022
$266.00Homeowner's exemption
$22,840Land $8,820Building $14,020
2021
$22,840Land $8,820Building $14,020
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 612 W Beech St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Nearby Flood Claims
6 (2010–2024)
Most Recent Claim
Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 612 W Beech St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source
Groundwater
Last State Inspection
Oct 2023
Also Mapped Here
CHEROKEE WATER SUPPLY - PLANT 1
Lead
2 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Mediacom Xtream Cable
1,000 / 50
Northwest Communications Fixed Wireless
100 / 20
May also be available: C-M-L Telephone Cooperative Association, Nextlink, T-Mobile, Verizon.