612 W 8th St, Laurel, DE 19956 Property Records

Sussex County property record for 612 W 8th St, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,040 sqft · built 2006
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on File
Last Sale	$284,000 (Sep 2026)
Tax Bill	$626 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2022 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`432-8.06-226.00`

Property Details

APN / Parcel Number

Primary APN	`432-8.06-226.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	104 ft deep x 75 ft wide

Location & Zoning

Street Address	612 W 8TH ST
City	LAUREL
State	DE
Zip	19956-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	NE/EIGHTH ST EXT 869'NW/BELLS AVE LOT 1
Legal Subdivision	LAUREL
Legal Lot Number	1
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	3
Census Block	3007
Census Tract	51802

Owner

612 W 8th St is owned and occupied by two individuals who bought it in September 2026.

Source: Sussex County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	612 W 8TH ST, LAUREL, DE 19956-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed, Transfer · Conventional Mortgage NFM LENDING
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Oct 10, 2022	Deed, Transfer
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOUSING AUTH
Jun 24, 2020	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESID'L MTG
Aug 10, 2020	Deed, Transfer
Nov 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 6, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	Oct 10, 2022 · Amount on File
Deed Document Number	202635802
Deed Book / Page	6580 / 200
Prior Transfer Date	Jul 8, 2019
Prior Transfer Doc	0051170225
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 14, 2026
Property Address	612 W 8TH ST, LAUREL, DE 19956-1318
Document Number	0000035802
Book / Page	6580 / 200
Instrument Date	Sep 8, 2026
Instrument	202635802
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147,360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 W 8TH ST, LAUREL, DE 19956-1318

Mortgage

Document Number	0000035803,
Date	Sep 14, 2026
Instrument	202635803

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	612 W 8TH ST, LAUREL, DE 19956-1318
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208290001
Date	Feb 23, 2022
Book Page	20829/1
Instrument	20220000009420

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2050

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Oct 10, 2022
Property Address	612 W 8TH ST, LAUREL, DE 19956-1318
Document Number	0057880122
Book / Page	5788 / 122
Instrument Date	Oct 7, 2022
Instrument	20220000046491
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MOALES LN, OWINGS MILLS, MD 21117-4328

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	612 W 8TH ST, LAUREL, DE 19956-1318
Document Number	0185880168
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 W 8TH ST LAUREL DE 199561318, LAUREL, DE 19956-1318

Mortgage

Document Number	0185880168
Date	Jul 17, 2020
Book Page	018588/000168
Instrument	31017

Lender

Name	HOUSING AUTH
Address	DOVER, DE 19901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	612 W 8TH ST, LAUREL, DE 19956-1318
Document Number	0185880085
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	612 W 8TH ST

Mortgage

Document Number	0185880085
Date	Jul 17, 2020
Book Page	018588/000085
Instrument	31016

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 10, 2020
Property Address	612 W 8TH ST, LAUREL, DE 19956-1318
Document Number	0052880317
Book / Page	5288 / 317
Instrument Date	Jun 5, 2020
Instrument	20200000035544
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	612 W 8TH ST, LAUREL, DE 19956-1318

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	Nov 1, 2019
Property Address	612 W 8TH ST, LAUREL, DE 19956-1318
Document Number	0051460247
Book / Page	005146 / 000247
Instrument Date	Oct 25, 2019
Instrument	41499
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25388 STURGIS LN GEORGETOWN DE 199476501, GEORGETOWN, DE 19947-6501

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 6, 2019
Property Address	612 W 8TH ST, LAUREL, DE 19956-1318
Document Number	0051170225
Book / Page	005117 / 000225
Instrument Date	Jul 8, 2019
Instrument	32814
Transaction Type	Foreclosure
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$765.68
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 GOODFELLOW BLVD ST LOUIS MO 631201706, ST LOUIS, MO 63120-1706

Tax Assessment & Valuation

The 2026 property tax bill for 612 W 8th St was $626, up 3% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Laurel Town
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$626.00 (+2.96%)	$14,550 (-) Land $650 Building $13,900	$177,800 (-) Land $27,300 Building $150,500
2025	$608.00	$14,550 Land $650 Building $13,900	$177,800 Land $27,300 Building $150,500
2023	$845.00	$14,550 Land $650 Building $13,900	$29,100 Land $1,300 Building $27,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 612 W 8th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 612 W 8th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 72% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER DEPARTMENT serves 3,984 people · EPA ID DE0000597
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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