Fairfield County property record for 612 True Luck Ln, Ridgeway, SC 29130
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 2022 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,500 (May 2025) |
| Tax Bill | $1,384 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183-02-04-013-000 |
| Primary APN | 183-02-04-013-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,352 sqft |
| 1st Floor Area | 1,800 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Account Number | 13873 |
|---|---|
| Street Address | 612 TRUE LUCK LN |
| City | RIDGEWAY |
| State | SC |
| Zip | 29130-9496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-1 |
| Legal Description | TURE LUCK LANE LOT 2A-1 PLAT: 605 - 1247 |
| Legal Lot Number | 2A |
| Jurisdiction | FAIRFIELD SC |
| Township / Civil Division | RIDGEWAY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 960301 |
Source: Fairfield County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 612 TRUE LUCK LN, RIDGEWAY, SC 29130-9496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| May 16, 2025 | Warranty Deed, Transfer · VA Mortgage BRIGHTON BANK |
| Apr 13, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2025 · Amount on Record |
| Deed Sale | May 16, 2025 · Amount on Record |
| Prior Sale | Jul 10, 2014 · Amount on Record |
| Deed Document Number | 20251030 |
| Deed Book / Page | 1677 / 286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD SC |
| Property Address | 612 TRUE LUCK LN, RIDGEWAY, SC 29130-9496 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 612 TRUE LUCK LN, RIDGEWAY, SC 29130-9496 |
| Document Number | 0000000253 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 1720/49 |
| Instrument | 202600000253 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD SC |
| Recording Date | May 16, 2025 |
| Property Address | 612 TRUE LUCK LN, RIDGEWAY, SC 29130-9496 |
| Document Number | 0000001030 |
| Book / Page | 1677 / 286 |
| Map Reference | SL 605 PG 1247 |
| Instrument Date | Mar 31, 2025 |
| Instrument | 202500001030 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $916.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 612 TRUE LUCK LN, RIDGEWAY, SC 29130-9496 |
| Document Number | 0000001031 |
|---|---|
| Date | May 16, 2025 |
| Instrument | 202500001031 |
| Name | BRIGHTON BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAIRFIELD SC |
| Recording Date | Apr 13, 2021 |
| Property Address | 612 TRUE LUCK LN, RIDGEWAY, SC 29130-9496 |
| Document Number | 0000001008 |
| Book / Page | 1463 / 23 |
| Map Reference | PS 605 PG 1247 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 202100001008 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 574 TRUE LUCK LN, RIDGEWAY, SC 29130-7692 |
Source: Fairfield County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Fairfield County |
| Unified School District | Fairfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,384.00 | $11,608 (+41.29%) Land $680 Building $10,928 | $290,200 (+41.29%) Land $17,000 Building $273,200 |
| 2024 | $8,216 (-) Land $680 Building $7,536 | $205,400 (-) Land $17,000 Building $188,400 | |
| 2023 | $1,144.00 (+615%) | $8,216 (+1,856.19%) Land $680 Building $7,536 | $205,400 (+2,834.29%) Land $17,000 Building $188,400 |
| 2022 | $160.00 | $420 Land $420 | $7,000 Land $7,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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